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June 2025

Exclusive: Sens. Banks, Cortez Masto to offer FHLB pay bill

Exclusive: Sens. Banks, Cortez Masto to offer FHLB pay bill

FHFA, FHLB, Housing, Politics and policy /

Sen. Jim Banks, R-Ind., joined Sen. Catherine Cortez Masto, D-Nev., in sponsoring a forthcoming bill that would allow the Federal Housing Finance Agency to set executive compensation rules for leaders at the Federal Home Loan banks.Bloomberg News WASHINGTON — Sens. Jim Banks, R-Ind., and Catherine Cortez-Masto, D-Nev., are introducing a bill that would allow the […]

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State regulator slaps mortgage brokerage with $185K fine

Industry News, Law and legal issues, Regulation and compliance /

A Washington state financial regulator slapped a $185,000 fine on mortgage brokerage Xpert Home Lending, and will revoke its ability to originate loans in the state if the firm does not follow an agreed upon consent order. The mortgage broker was accused of a handful of infractions including failing to license a number of its

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Trump rolls back some Biden cyber and fraud directives

Cyber security, Fraud, Technology, Trump administration /

President Donald Trump has signed an executive order that claws back a number of fraud-related mandates by his predecessor, who the Trump White House claimed had engaged in “censorship” and enabling illegal immigration. The order, which was signed on Friday, preempts multiple efforts initiated by former President Joe Biden in the waning days of his

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Home purchase sentiment rises after tariff pause

Fannie Mae, Home Prices, Housing markets, MARKETING TO BORROWERS, Originations /

Despite increasing mortgage rates and economic volatility, the outlook among home buyers and sellers improved on both a monthly and annual basis, according to Fannie Mae’s latest housing survey.    The government-sponsored enterprise’s monthly Home Purchase Sentiment Index increased to a reading of 73.6 in May, up from 69.2 one month earlier. May’s level also rose

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Buying Your First Home? FHA Loans Can Help

Buying Your First Home? FHA Loans Can Help

Affordability, Buying Tips, First-Time Buyers, For Buyers, Mortgage Rates /

If you’re a first-time homebuyer, you might feel like the odds are stacked against you in today’s market. But there are resources and programs out there that can help – if you know where to look. And one thing that can make homeownership easier to achieve? An FHA home loan. They’re designed to help you

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RetroRate funding round will fuel assumable mortgage tool set

Artificial Intelligence, assumable mortgage, Homebuyers, HWmember, MLS, Mortgage, Mortgage Rates, Real Estate Agents, Technology /

RetroRate, a startup focused on making assumable mortgages easier to find and evaluate, has raised $2.2 million in seed funding. The platform allows real estate agents to find assumable loans through MLS data and guides them through a complex approval and closing. By streamlining this process, RetroRate aims to make assumable mortgages more accessible and

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Think the 2025 market is a claw machine? Here’s how to win anyway

Contributors, Housing Market, HWmember, Opinion, Real Estate /

I love taking my son to the arcade, sharing with him the games I grew up playing and the workarounds that can help improve his odds of winning. On one such trip, we spent too much time and money trying to win a prize out of the arcade’s claw machine. It got me thinking about

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Will the 2025 housing market crash like 2008?

Contributors, Housing Market, HWmember, Opinion /

The 2025 U.S. housing market is flashing warning signs reminiscent of 2008: rising household debt burdens, persistent inflation and home prices that are outpacing incomes. Unlike the pre-2008 era, stricter lending standards and robust regulations have kept mortgage delinquency rates low, significantly lowering the odds of a catastrophic collapse. Yet, the growing share of income

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Are real estate brokerages going the way of the dodo?

Artificial Intelligence, HWmember, NextHome, Real Estate, The Gathering, The Gathering 2025 /

Real estate brokerages have faced their fair share of challenges over the past year — from legal threats and business practice changes, to a slow housing market and the breakneck pace of technological development. With all of these changes and challenges many wonder if we are on the precipice of a brokerage mass extinction event.

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Family of originators behind poaching scheme, lender claims

Law and legal issues /

A pair of billion-dollar originators are sparring over poaching accusations which were allegedly orchestrated by a father and his sons. Idaho-based Premier Mortgage Resources is suing Canopy Mortgage for unspecified damages over a family’s alleged recruitment of their former PMR colleagues, and loans-in-progress, to Canopy. The Utah-based Canopy has asked a Washington federal court to

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