Financial Adviser

Fairway Home Mortgage announces educational partnership for home equity adviser credential

Fairway Home Mortgage on Tuesday announced a partnership with the National Association of Insurance and Financial Advisors (NAIFA) to unveil a new educational credential for NAIFA members. The Certified Home Equity Advisor (CHEA) credential aims to help financial and insurance professionals “responsibly integrate home equity into comprehensive retirement planning,” Fairway explained in a press release. […]

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Reverse mortgage line of credit remains underused — but advisers may be receptive

Ryan Ponsford, a veteran financial adviser with more than 25 years of experience in wealth management, real estate and lending, is unequivocal: “The reverse mortgage line of credit is one of the most misunderstood, underutilized tools in retirement planning today.”   “The scary part — put five reverse mortgage people in a room and ask them

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Most Americans lack retirement readiness despite confidence

A new study from Prudential Financial Inc. found that while most people around the world are confident about their retirement preparedness, that confidence may outpace their preparation. Prudential’s 2025 Global Retirement Pulse Survey, released Monday, is the first international edition of the company’s long-running Pulse Survey series. Its findings say that 89% of “mass affluent”

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