Housing Market

Immigration policy, economic uncertainty reshaping housing market

The U.S. housing market is facing unprecedented shifts as immigration enforcement tightens, domestic migration patterns evolve and consumer confidence sours, according to a Tuesday webinar hosted by John Burns Research & Consulting (JBRC). The presentation, “The State of US Demographics and Consumers: Lifts and Drags on Housing for the Year Ahead,” showed immigration at its […]

Immigration policy, economic uncertainty reshaping housing market Read More »

How the ROAD to Housing Act could improve home affordability

There seem to be very few things that Democrats and Republicans on Capitol Hill can agree on these days, but one of them is that housing has become increasingly unaffordable for the average American. And with good reason: housing affordability is the worst it’s been in over 40 years – since the 1980s when mortgage

How the ROAD to Housing Act could improve home affordability Read More »

How boomer housing dominance is forcing agents to retool

Baby boomers’ decades long control of U.S. housing wealth is not just locking out younger buyers, it’s forcing significant changes to a real estate agent’s job description. Top-producing agents told HousingWire the industry continues to pivot toward multi-generational advisory work. Academic research has confirmed why; agents who cannot navigate trusts, estate planning and family gifting

How boomer housing dominance is forcing agents to retool Read More »

Housing demand holds up despite mortgage rates at yearly highs

As shocking as it may seem with all the crazy things that have happened in 2026 — AI labor disruption headlines, epic snowstorms and especially the Iran conflict — housing demand, even last week, still showed year-over-year growth with mortgage purchase applications data and our weekly pending home sales. However, that growth has slowed and

Housing demand holds up despite mortgage rates at yearly highs Read More »

Mortgage rates now closer to 7% than 6% as the Iran war escalates

Two weeks ago on CNBC, I talked about how the housing market was poised for growth for the first time in years — unless mortgage rates shot up due to the war with Iran. Mortgage rates were sub 6% before the war and today they hit 6.62%, according to Mortgage News Daily. That is a

Mortgage rates now closer to 7% than 6% as the Iran war escalates Read More »

Regional markets back demand resilience as rate pressure builds

Regional market data is reinforcing the same story playing out nationally: Housing demand is holding up across major metros, even as mortgage rates move closer to levels that have historically pressured activity. That national backdrop remains surprisingly firm. Weekly pending sales rose to 71,230, up from 68,726 a year ago, while purchase applications are still

Regional markets back demand resilience as rate pressure builds Read More »

California MBA urges guardrails for bill targeting wildfire-related forbearance

The California Mortgage Bankers Association (CMBA) testified on March 20 before the California Assembly Banking & Finance Committee during an oversight hearing on California Assembly Bill 238, which focuses on the effectiveness of mortgage forbearance and the broader challenges facing homeowners affected by the state’s January 2025 wildfires. AB 238 provides up to one year

California MBA urges guardrails for bill targeting wildfire-related forbearance Read More »

Hail risk to homes is on par on with major hurricane threats

More than 43.5 million U.S. properties are at moderate or greater risk from hail damage, representing about $17.84 trillion in reconstruction cost value, according to Cotality’s 2026 Severe Convective Storm Risk Report released Tuesday. The report finds that hailstorms are emerging as one of the most financially destructive natural hazards for the housing market, with

Hail risk to homes is on par on with major hurricane threats Read More »

Housing demand still growing as mortgage rates reach inflection point

Despite higher oil and gas prices, higher mortgage rates and no indication that the conflict in Iran is ending, existing home sales still posted another positive week. However, with every week that goes by with mortgage rates above 6.25% and heading higher, it gets harder to maintain that growth, and housing data in the past

Housing demand still growing as mortgage rates reach inflection point Read More »

Mortgage rates are breaking higher — and things can get worse with Iran conflict

The Iran conflict finally pushed the 10-year yield above a key level on Friday morning and if this move sticks and the conflict escalates further, mortgage rates are at risk of heading much higher during the spring season, something that wasn’t the case even a few weeks ago. Even some doves at the Federal Reserve

Mortgage rates are breaking higher — and things can get worse with Iran conflict Read More »