August 2025

Lower mortgage rates pushed inventory lower in August

Have lower mortgage rates altered the dynamics of the housing market based on our data? Now that August has come to an end, it’s clear that they have — and the results have surprised me. In recent years, it has typically taken sustained mortgage rates of around 6% to impact housing data. However, I noticed […]

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Trump’s ‘liberation day’ tariffs ruled illegal, but stay in place for now

The sweeping tariffs President Trump implemented on April 2 have been ruled illegal by a federal appeals court that said Trump did not have the power under the International Emergency Economic Powers Act to levy tariffs. However, the court is allowing the tariffs to stay in place until a lower court rules on whether the

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Tech Pulse: Smart home tools for seniors; AI marketing for agents

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: The new smart home technology that’s helping seniors age in place With seniors now outnumbering children in many U.S. states, demand is growing for aging-in-place technology. Dr. Jing

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Does the trigger leads bill opt-in provision wave goodbye to competition?

A long-awaited crackdown on trigger leads is on its way to President Donald Trump’s desk, but not everyone in the mortgage world is celebrating. Nestled in the bill is a provision that’s leading professionals to raise doubts about whether the measure is a consumer safeguard or a competition killer.  “The act will require consumers to

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YouTubers set trap for crime ring targeting seniors, resulting in 25 arrests

Federal agents have disrupted a long-running fraud scheme targeting seniors, arresting 25 members of a Chinese criminal gang over the past week. The twist? The agents were assisted by YouTubers who set and sprang the trap on the fraudsters, who are charged with stealing $65 million from seniors nationwide. The criminal group, made up of

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Investor housing market share dips but remains elevated

Investor housing market activity slipped in the second quarter of 2025 but remains above recent historical averages, according to a new report from Cotality. Investors accounted for 32% of single-family home purchases in January, the report said. By June, the share had fallen to 29%. A year earlier, investors represented 25% of the market. “Investors

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MLS PIN settlement business practice changes go into effect Tuesday

Subscribers to the New England-based MLS Property Information Network (MLS PIN) are gearing up for some business practice changes, which are set to go into effect on Tuesday.  The changes are the results of MLS PIN’s long-awaited settlement agreement in the Nosalek commission lawsuit. The MLS defendant’s fourth amended settlement agreement was granted preliminary approval

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TransUnion discloses cyberattack impacting 4.4M consumers

Credit bureau TransUnion disclosed Wednesday that a July cyberattack compromised the personal data of more than 4.4 million consumers, according to a filing with the Office of the Maine Attorney General. In a letter to affected customers, the company stressed that the breach did not involve its core systems or credit files. Instead, hackers gained

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Gen Z offers its thoughts on the renter vs. homeowner debate

Homeownership has long been seen as a marker of stability and success. But for many in Generation Z — the youngest group entering the housing market — that dream feels increasingly out of reach. Rising mortgage rates, high home prices, student debt and career uncertainty are reshaping what housing looks like for this generation —

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Is Opendoor the next meme stock revival story or fool’s gold?

After its ride on the meme stock rollercoaster and the resignation of its CEO, Opendoor has indicated it is ready to start a new chapter, one that will ideally bring it back to profitability, but activist retail investors are asking that they get a say in the firm’s next moves.  Opendoor’s eventful summer began in

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