A federal judge in Texas has vacated the Financial Crimes Enforcement Network’s (FinCEN) nationwide anti-money laundering (AML) rule — creating a legal vacuum and uncertainty among title and real estate professionals. While the ruling eliminates a significant compliance burden that industry groups had criticized, legal observers warn that FinCEN retains broad authority over real estate […]
A federal judge in Texas has vacated the Financial Crimes Enforcement Network’s (FinCEN) nationwide anti-money laundering rule requiring title insurance companies to report details of millions of residential real estate transactions. U.S. District Judge Jeremy Kernodle of the Eastern District of Texas decided Thursday that FinCEN exceeded its statutory authority with the rule, which took
FinCEN anti-money laundering rule struck down in court Read More »
A sweeping new anti-money laundering rule from the Financial Crimes Enforcement Network (FinCEN), took effect this week, introducing new reporting obligations for certain residential real estate transactions. The regulation, effective March 1, expands federal oversight into parts of the real estate market that historically operated with limited anti-money-laundering reporting requirements — particularly cash purchases and
FinCEN’s AML rule reshaping title processes — and buyer behavior Read More »
PropLogix has launched a reporting service through the Financial Crimes Enforcement Network (FinCEN), offering help for title agents to comply with new federal rules. The Department of the Treasury’s Residential Real Estate Reporting Rule mandates reporting on certain residential property purchases made on or after March 1, 2026, when entities or trusts buy them without
PropLogix launches FinCEN reporting service for title agents Read More »
Alanna.ai and Settlor today announce a collaboration to develop technology solutions aimed at helping title and escrow companies comply with new federal reporting requirements under the Financial Crimes Enforcement Network’s (FinCEN) anti-money laundering rule (AML). The partnership integrates Alanna.ai’s compliance tools with Settlor’s provider-agnostic title production system, giving title professionals multiple options for managing FinCEN-related
Alanna, Settlor partner on FinCEN compliance options Read More »
Fidelity National Financial (FNF) believes that a magistrate judge issued an erroneous report on the title insurance giant’s claims in its lawsuit against Financial Crimes Enforcement Network (FinCEN). In a document filed last Tuesday, FNF objected to the report and recommendations made by Magistrate Judge Samuel Horovitz. In his report, Horovitz recommended that the court
FNF disputes magistrate judge’s support for FinCEN’s AML rule Read More »
As the title insurance industry moves into 2026, executives say it faces a complex mix of market pressures, regulatory shifts and escalating fraud risks. Leading executives who sat down with HousingWire are focusing on technology, operational efficiency and agent support — aiming to keep operations resilient while preparing for market recovery. Ryan Swed, group president
Title insurance leaders betting on technology, efficiency in 2026 Read More »
The regulatory and compliance landscape for the title insurance industry grew more complex in 2025, driven by federal anti-money laundering rules, expanding reporting obligations and renewed scrutiny from state regulators. From delayed but still-looming FinCEN requirements to rate reductions, licensing pressures and growing attention on attorney opinion letters, compliance teams have been forced to prepare
FinCEN rules, state rate cuts reshape title insurance in 2025 Read More »
Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Real estate agent optimism holds steady, but AI adoption slow Kaplan’s inaugural Real Estate Survey of Trends reveals that 48% of agents expect client growth in the next
Tech Pulse: Agent AI adoption remains slow; title fraud thwarted in Ohio Read More »
Title insurance firms gearing up for the implementation of the Financial Crimes Enforcement Network’s (FinCEN) Anti-Money Laundering Regulations for Residential Real Estate Transfers Rule can slow their efforts. On Tuesday, FinCEN announced that it was postponing the implementation of the policy from Dec. 1, 2025, to March 1, 2026. The rule requires title firms to
FinCEN delays implementation of anti-money laundering rule Read More »