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Hail risk to homes is on par on with major hurricane threats

Climate Change, Cotality, Homeowners insurance, Housing Market, Mortgage, Natural Disaster, Weather /

More than 43.5 million U.S. properties are at moderate or greater risk from hail damage, representing about $17.84 trillion in reconstruction cost value, according to Cotality’s 2026 Severe Convective Storm Risk Report released Tuesday. The report finds that hailstorms are emerging as one of the most financially destructive natural hazards for the housing market, with […]

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Realtor.com data challenges effectiveness of Senate ban on big home investors

Affordability, Cotality, Housing Market, HWmember, Institutional investors, Investors, Legislation, Realtor.com, Trump administration /

In the 21st Century ROAD to Housing Act, overwhelmingly approved by the Senate on Thursday, is a provision titled, “Homes Are for People, Not Corporations.” This provision seeks to impose new restrictions on institutional investors in the single-family housing market. Under the provision, entities owning 350 or more single-family homes would face limits on purchasing

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Mortgage originators brace for rising costs as ban on abusive trigger leads nears

Artificial Intelligence, Consumer Protection, Cotality, credit report, HWmember, Lead Generation, Legislation, LendingLife, Mortgage, Origination, Regulatory Compliance /

A ban on abusive trigger leads that’s set to take effect in early March is already driving up overall costs to acquire leads and putting pressure on mortgage originators’ business models, industry experts told HousingWire. Sources say this short-term shift is part of a broader set of trends — including heightened competition for first-party data

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Investor share of U.S. home purchases holds at 30% in 2025

Investor share of U.S. home purchases holds at 30% in 2025

Cotality, Data & Visuals, Housing Market, HWmember, Institutional investors, Real Estate Investing, Rental Properties, Single-Family Housing /

Cotality reported Thursday that real estate investor activity in the U.S. single-family home market remained stable through 2025, accounting for 30% of all purchases, up slightly from 29% in 2024. Persistent housing unaffordability is keeping many owner-occupant buyers on the sidelines while fueling demand for rental properties, the report found. “Fewer first-time homebuyers mean more

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February Demo Day: DigitalTax® Forecasting Insights by Cotality

Cotality, Demo Day, Demos, Sponsored, Technology /

DigitalTax® Forecasting Insights DigitalTax Forecasting Insights helps servicers and local governments anticipate future tax amounts and escrow needs by identifying potential shortages early. Our Forecasting tool improves cash‑flow planning, reveals drivers behind underfunded accounts, and enables proactive borrower communication—strengthening operations and reducing surprises for servicers, municipalities, and homeowners. Product Fast Facts #1 Cutting-edge dashboards for

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Will banning institutional investors make homes more affordable?

Cotality, Donald Trump, Home Prices, Housing Market, HWmember, Institutional investors, Real Estate Investing, Rent Prices, Single-Family Rentals /

Housing professionals across the country raised their eyebrows earlier this week when President Donald Trump said he would look to stop large institutional investors from buying homes, citing increased affordability pressures on the typical American consumer. Cotality principal economist Thom Malone has long studied the impacts that real estate investors of all sizes have on

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Home price growth slows, affordability pressures persist

Affordability, Bright MLS, Cotality, Existing home sales, First-Time Homebuyers, Home Prices, Home Sales, Housing Market, HWmember, Pending Home Sales, Real Estate, S&P Dow Jones Indices /

U.S. home price growth remained muted in October as high mortgage rates and affordability constraints continued to weigh on the housing market, according to data released Tuesday by S&P Dow Jones Indices. The S&P Cotality Case-Shiller U.S. National Home Price Index rose 1.4% from a year earlier — up slightly from a 1.3% annual increase

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Mortgage delinquencies steady in September, but there’s ‘signs of stress beneath the surface’

Cotality, Delinquencies, Foreclosure, HWmember, Mortgage /

U.S. mortgage delinquencies held steady at 3% in September 2025, unchanged from a year earlier but up slightly from 2.9% at the end of the second quarter, according to Cotality‘s newest Loan Performance Indicators report released on Tuesday. “The national delinquency rate has remained relatively stable over the past year and quarter. It is still

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November Demo Day: OneHomeowner by Cotality

Cotality, Demo Day, Demos, Sponsored, Sponsored videos /

[embedded content] OneHomeowner OneHomeowner makes long-term client connections easy. It’s an intuitive, branded platform that helps you be your client’s trusted home management resource before and after the sale. Deliver timely content, gain insights, and stay top of mind for years, strengthening your professional sphere. Product Fast Facts #1 Provide ongoing value to homeowners: Clients

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Investors drive up home prices, challenging first-time buyers

Cotality, Data & Visuals, First-Time Homebuyers, Home Prices, Housing Market, HWmember, Real Estate Investing /

Coupled with high mortgage rates and record-high home prices, real estate investors are also making it harder for first-time buyers to compete, according to new data from real estate analytics firm Cotality. Insights authored Oct. 10 by Thom Malone, Cotality’s principal economist, found that investors routinely pay more than market value for homes. These premiums

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