Apply Online
Schedule a Call

IMBs

Trump’s mortgage order sets stage for regulatory shift, draws consumer backlash

Community Bank, Consumer Financial Protection Bureau, HWmember, IMBs, LendingLife, Mortgage, Origination, Regulatory, Regulatory Compliance, Trump administration /

President Donald Trump’s executive order targeting mortgages addresses several concerns raised by banks and nonbanks, which have largely welcomed it as a road map for regulatory change. But it’s also receiving pushback from consumer advocates. Friday’s order on “promoting access to mortgage credit” aims to boost lending by community banks (with less than $30 billion […]

Trump’s mortgage order sets stage for regulatory shift, draws consumer backlash Read More »

CHLA: IMBs drive majority of single-family mortgages in 2025

Community Home Lenders of America, FHA, Ginnie Mae, HWmember, IMBs, Mortgage, Origination, Urban Institute /

The Community Home Lenders of America (CHLA) on Thursday released its 2025 report on independent mortgage banks (IMBs), highlighting these companies as the “dominant” force in mortgage lending as they originated 84.1% of all U.S. single-family mortgages last year. CHLA cited data from the Urban Institute, the Federal Housing Administration (FHA) and Ginnie Mae in

CHLA: IMBs drive majority of single-family mortgages in 2025 Read More »

Producing LOs grow their ranks in 2025: RETR

Credit Union, HWmember, IMBs, LendingLife, Loan Officer, Mortgage, Mortgage and Housing Layoffs, Origination /

The mortgage industry recorded a modest increase in the number of producing loan officers in 2025 — the first annual rise since the COVID-19 pandemic, according to preliminary data from mortgage technology platform RETR. The number of LOs who originated at least one mortgage in 2025 reached 221,161, up slightly from 220,449 in 2024. “That’s

Producing LOs grow their ranks in 2025: RETR Read More »

IMBs urge Treasury, FHFA to preserve guarantee-fee parity

Community Home Lenders of America, Fannie Mae, FHFA, Freddie Mac, HWmember, IMBs, LendingLife, Mortgage, Regulatory /

A coalition of 46 independent mortgage banks (IMBs) is calling for guarantee-fee parity and a competitive cash window in a letter sent Friday to U.S. Treasury Secretary Scott Bessent and Federal Housing Finance Agency (FHFA) Director Bill Pulte.  The push comes as the Trump administration signals plans to move forward with a stock offering for

IMBs urge Treasury, FHFA to preserve guarantee-fee parity Read More »

Does the trigger leads bill opt-in provision wave goodbye to competition?

Consumer Protection, HWmember, IMBs, Lead Generation, Mortgage, Mortgage Broker, Regulatory, Retail Lending /

A long-awaited crackdown on trigger leads is on its way to President Donald Trump’s desk, but not everyone in the mortgage world is celebrating. Nestled in the bill is a provision that’s leading professionals to raise doubts about whether the measure is a consumer safeguard or a competition killer.  “The act will require consumers to

Does the trigger leads bill opt-in provision wave goodbye to competition? Read More »

Lender Toolkit launches IT services for ICE Encompass users

Cybersecurity, Encompass, HWmember, ICE Mortgage Technology, IMBs, Mortgage, Partnerships, Technology /

Lender Toolkit announced Monday the official launch of its IT services offering, designed specifically for lenders that use ICE Mortgage Technology‘s Encompass platform. Lender Toolkit is a mortgage automation technology company and the creator of the industry’s only fully integrated Mortgage Efficiency Cooperative. The company’s new IT services practice adds support for independent mortgage banks

Lender Toolkit launches IT services for ICE Encompass users Read More »

Bidding wars for mortgage LOs heat up again

Employment, HWmember, IMBs, LendingLife, Loan Officer, Mortgage, Origination, Planet Home Lending /

Bidding wars for producing mortgage loan officers are back with a vengeance — and it’s largely in the hopes of capitalizing on an upcoming refinance wave, recruiters and executives tell HousingWire. Just ask Candice McNaught, the senior vice president of business development and strategic initiatives at Connecticut-based Planet Home Lending. McNaught has the tough task of

Bidding wars for mortgage LOs heat up again Read More »