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Refinancing

C2 Financial’s Urwin on reverse mortgage broker-lender evolution

C2 Financial Corp, HWmember, LendingLife, Mortgage, Mortgage Broker, Refinancing, Reverse, Reverse Mortgage Daily /

Shain Urwin sees a more balanced relationship emerging between reverse mortgage lenders and brokers under new industry agreements — but he says they’re not enough to solve a deeper structural problem. In recent years, lenders like Mutual of Omaha Mortgage and Longbridge Financial have launched programs designed to protect the loan pipelines of broker partners, […]

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Mortgage rates rise as Treasury yields hit 8-month high

Homebuyers, HWmember, LendingLife, Mortgage, Mortgage Rates, Mortgage Rates Center, Origination, Refinancing /

With little to suggest that the U.S.-Iran conflict will end soon — and with crude-oil prices rising to more than $100 per barrel — mortgage rates took a beating in the past week as Treasury yields rose to their highest point since last July. Mortgage News Daily (MND) reported that 30-year fixed rates averaged 6.49%

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Optimal Blue’s Mike Vough on borrowers staying rate anchored into 2026

Adjustable-Rate Mortgage, HWmember, Mortgage, Mortgage Rates, MSRs, Optimal Blue, Origination, Refinancing, Servicing /

Borrowers are still anchored to ultra-low, pandemic-era mortgage rates, a mindset that is influencing both purchase and refinance trends as the market heads into 2026. That’s according to Mike Vough, Optimal Blue‘s senior vice president of corporate strategy, who highlighted the company’s latest Market Advantage report in a conversation this week with HousingWire at the

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Newrez is waiving lender title insurance on some refis

HWmember, LendingLife, Mortgage, Mortgage Broker, NewRez, Origination, Refinancing, Title insurance, Wholesale Lending /

Multichannel mortgage lender Newrez has launched Newrez TitlePass for use in its wholesale channel, giving mortgage brokers a way to waive the lender title insurance requirement on certain refinance loans. This could potentially save borrowers hundreds or thousands of dollars in closing costs, the company said Monday. The program is offered exclusively through Newrez’s affiliated

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Mortgage lenders report strong start to 2026 homebuying season

CrossCountry Mortgage, Guild Mortgage, Homebuying, HWmember, LendingLife, Mortgage, Mortgage Rates, NewRez, Origination, Refinancing, United Wholesale Mortgage /

Mortgage lenders are entering the 2026 spring homebuying season with strengthening business pipelines, fueled by lower mortgage rates, rising refinance incentives and early signs of improving purchase demand. “We’re off to a great start,” Alex Elezaj, executive vice president and chief strategy officer for United Wholesale Mortgage (UWM) said in an interview with HousingWire. “Spring

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Mortgage affordability at four-year high after rates fell in January

Home Price Appreciation, Home Prices, HWmember, ICE Mortgage Technology, Mortgage, Mortgage Rates, Origination, Refinancing /

Mortgage rate declines in early January allowed for refinance opportunities for nearly 5 million borrowers and pushed housing affordability to a four-year high, according to ICE Mortgage Technology‘s February 2026 Mortgage Monitor Report released on Monday. The company also said that 2025 ended with the highest level of negative equity since 2018 and the weakest

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Sharp decline in mortgage rates revives hopes of a refi surge, LOs say

HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Rates, Origination, Refinancing /

Mortgage rates briefly fell below 6% on Friday for the first time in nearly three years — driven by President Donald Trump’s proposed $200 billion push in the secondary market. If they stay that low, they are expected to spur refinance activity.  Historically, a 22–basis-point decline in the 30-year fixed mortgage rate, such as the

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Mortgage demand drops, but refi share reaches highest level since September

HWmember, Mike Fratantoni, Mortgage, Mortgage applications, Mortgage Bankers Association, Origination, Purchase Applications, Refinancing /

Mortgage applications decreased 3.8% from one week earlier, according to data from the Mortgage Bankers Association (MBA)’s weekly mortgage applications survey for the week ending Dec. 12. On an unadjusted basis, the index decreased 5% compared with the previous week. The refinance index decreased 4% from the previous week and was 86% higher than the

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Making the 7-day refi reality: Closing without the wait

Contributors, HWmember, Opinion, Refinancing /

The last mile of the consumer’s mortgage origination journey — scheduling and signing — is often where frustration peaks for borrowers. In our digital-first world, few consumers expect unclear and inflexible processes related to their notary appointment — or to be tethered to in-person paperwork. Yet for many lenders, this remains the norm. That disconnect

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November mortgage lock data driven by strong refinance activity

HWmember, Mortgage, Mortgage Rates, Optimal Blue, Origination, Rate Lock, Refinancing, Secondary market /

Optimal Blue on Wednesday released its November 2025 Market Advantage report, which revealed that mortgage rate-lock activity slowed with typical late-fall seasonality but still posted the strongest November in four years. Total lock volume fell 25% from October but was up 17% from November 2024, driven by strong refinance activity and mortgage rates hovering near

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