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Mortgage rates north of 6.5% trigger sharp drop in applications

HWmember, Mortgage, Mortgage applications, Mortgage Bankers Association, Mortgage Rates, Origination, Purchase Applications, Xactus /

Mortgage applications decreased 10.4% from one week earlier, according to data from the Mortgage Bankers Association (MBA)’s weekly mortgage applications survey for the week ending March 27. On an unadjusted basis, the index decreased 10% compared with the previous week. The refinance index decreased 17% from the previous week and was 33% higher than the […]

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HousingWire Mortgage Rankings: The playbook for the top-producing LOs of 2025

HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Rankings, Origination, Rate, Shant Banosian, U.S. Bank /

Jarret Coleman is not on social media posting about interest rate moves or explaining mortgage concepts to the public — a model successfully adopted by some of his peers. Instead, the Greenwich, Connecticut-based loan officer for US Bank takes a more traditional approach to his business. “I started in 2006 as an assistant to a

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HousingWire Mortgage Rankings have arrived, bringing data-driven benchmark to originator performance

Data & Analytics, Loan Officer, Mortgage, Origination /

HousingWire on Tuesday announced the launch of the HousingWire Mortgage Rankings, a new performance intelligence product designed to provide a clear, data-driven view of mortgage origination activity across the U.S. The rankings benchmark mortgage originators based on observed production, offering a standardized view of performance across geographies, loan types and channels. Historically, the mortgage industry

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The overlooked notarizations quietly slowing mortgage workflows

Contributors, HWmember, Mortgage, Notarize, Opinion, Origination, Technology /

Lenders have made meaningful progress in modernizing the closing process. eSignatures, hybrid eClosings, and remote online notarization have reduced friction at the signing table and improved the borrower experience where it is most visible.  That focus has paid off; digital closings move faster, require fewer manual corrections, and are easier to manage at scale than

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NEXA Lending targets recurring income model for loan originators

HWmember, Loan Officer, Mike Kortas, Mortgage, Mortgage Servicing, MSRs, NEXA Lending, Origination, Servicing /

NEXA Lending announced Friday that it’s developing a new initiative aimed at allowing loan originators to participate in recurring income tied to the long-term performance of the loans they originate. The initiative, described as a “servicing-aligned income model,” is expected to begin rolling out as early as July 2026, the company said. The program centers

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Insurance is having a growing impact on condo affordability

Affordability, Contributors, HWmember, Insurance, Mortgage, Opinion, Origination /

On Wednesday, Fannie Mae and Freddie Mac adopted extensive changes to their requirements for approvals of condominium projects that are eligible for their loan purchase.  The changes created more flexibility and affordability with respect to replacement cost and deductible requirements for condo insurance– but took a step backward by ending authority for what are called

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Missouri senator opens investigation into FICO’s mortgage credit score pricing

Credit Score, FICO, First-Time Homebuyers, HWmember, Missouri, Mortgage, Origination, Senate /

U.S. Sen. Josh Hawley (R-Mo.) has opened an investigation into Fair Isaac Corp. (FICO)’s pricing practices in the mortgage industry and is urging Federal Trade Commission (FTC) Chairman Andrew Ferguson to do the same. FICO dominates the credit scoring market for mortgage lenders, largely due to decades of exclusive acceptance for loans sold to Fannie

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Mortgage rates rise as Treasury yields hit 8-month high

Homebuyers, HWmember, LendingLife, Mortgage, Mortgage Rates, Mortgage Rates Center, Origination, Refinancing /

With little to suggest that the U.S.-Iran conflict will end soon — and with crude-oil prices rising to more than $100 per barrel — mortgage rates took a beating in the past week as Treasury yields rose to their highest point since last July. Mortgage News Daily (MND) reported that 30-year fixed rates averaged 6.49%

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Optimal Blue’s Mike Vough on borrowers staying rate anchored into 2026

Adjustable-Rate Mortgage, HWmember, Mortgage, Mortgage Rates, MSRs, Optimal Blue, Origination, Refinancing, Servicing /

Borrowers are still anchored to ultra-low, pandemic-era mortgage rates, a mindset that is influencing both purchase and refinance trends as the market heads into 2026. That’s according to Mike Vough, Optimal Blue‘s senior vice president of corporate strategy, who highlighted the company’s latest Market Advantage report in a conversation this week with HousingWire at the

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Opinion: Dear President Trump, I have an idea to help first-time homebuyers

Contributors, Donald Trump, First-Time Homebuyers, Government Lending, Homebuyers, Housing Market, HWmember, Mortgage, Opinion, Origination /

Over the past several months, President Donald Trump has floated a number of ideas aimed at helping Americans buy homes again. Among them are proposals such as 50-year mortgages and other creative financing tools intended to lower monthly payments for buyers struggling with today’s interest rates. The intention behind these ideas are novel and understandable.

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