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Home Price Appreciation

Mortgage affordability at four-year high after rates fell in January

Home Price Appreciation, Home Prices, HWmember, ICE Mortgage Technology, Mortgage, Mortgage Rates, Origination, Refinancing /

Mortgage rate declines in early January allowed for refinance opportunities for nearly 5 million borrowers and pushed housing affordability to a four-year high, according to ICE Mortgage Technology‘s February 2026 Mortgage Monitor Report released on Monday. The company also said that 2025 ended with the highest level of negative equity since 2018 and the weakest […]

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Will stable mortgage rates and home prices set the table for a strong 2026?

Bright MLS, Data & Visuals, First American, Home Price Appreciation, HWmember, loanDepot, Mortgage, Mortgage Rates, Mortgage Rates Center, Pending Home Sales /

Mortgage rate movement remains stuck in neutral as 2025 comes to an end, but the U.S. housing market has shown signs of life during a traditionally slow period. On Monday, Mortgage News Daily reported an average 30-year fixed rate of 6.19%, down 5 basis points from a week earlier. And on Tuesday, HousingWire’s Mortgage Rates

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Home price growth drops to lowest level in two years

Case-Shiller, home price, Home Price Appreciation, Home Price Index, Housing Inventory, Housing Market, HWmember, Real Estate /

Home prices are continuing to rise, but at a much slower pace. Home prices rose 1.7% nationwide in July, according to the S&P Cotality Case-Shiller Index released Tuesday.  This pace is slower than the 1.9% annual growth recorded in June and marks the slowest pace of annual home price appreciation since July 2023. In comparison,

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Home price growth drops to lowest level in two years

Case-Shiller, home price, Home Price Appreciation, Home Price Index, Housing Inventory, Housing Market, HWmember, Real Estate /

Home prices are continuing to rise, but at a much slower pace. Home prices rose 1.7% nationwide in July, according to the S&P Cotality Case-Shiller Index released Tuesday.  This pace is slower than the 1.9% annual growth recorded in June and marks the slowest pace of annual home price appreciation since July 2023. In comparison,

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Household income climbs in some big cities, outweighed by inflation in others

Affordability, California, Data & Visuals, Florida, Home Price Appreciation, Home Prices, Housing Market, HWmember, Inflation, Minneapolis, Minnesota, SmartAsset, Tampa /

Household income in the U.S. rose slightly in 2024, but the picture looks very different depending on where you live. The national median income reached $83,730 last year, up 1.3% from 2023, according to a new report from online fintech company SmartAsset. That modest increase failed to keep pace with the roughly 3% inflation rate,

Household income climbs in some big cities, outweighed by inflation in others Read More »

Home equity levels remain high even as price appreciation has cooled

Cotality, Data & Visuals, Home Equity, Home Price Appreciation, Housing Market, HWmember, Negative Equity, Selma Hepp /

The average U.S. mortgage holder has more than $300,000 in home equity, a figure that’s up significantly since the start of the COVID-19 pandemic as national equity levels now stand at $17.5 trillion. That’s according to Cotality’s second-quarter 2025 home equity report released on Friday. The report noted that the average homeowner with a mortgage

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Pittsburgh, Cleveland top global metro affordability list

Affordable housing, Cleveland, Existing home sales, Home Price Appreciation, Home Sales, Housing Inventory, Housing Market, HWmember, Ohio, Pennsylvania, Pittsburgh, Real Estate /

Pittsburgh and Cleveland rank as the world’s most affordable major housing markets, but a new report finds that not a single metro area among 95 studied actually qualifies as affordable. The annual Demographia International Housing Affordability report — released by Chapman University — measured affordability by dividing median home prices by median household incomes. Pittsburgh

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Outdated tax law could cost senior homeowners looking to sell

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The American dream of homeownership has been a way to build wealth for decades as people pay down their debt while their homes appreciate in value. The result is a nice home equity nest egg — especially for seniors who have owned homes for many years. But an outdated tax law could claw back much of

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Home prices are still climbing, but the pace is slowing

Case-Shiller, Home Price Appreciation, Home Price Index, Housing Market /

Home prices continue to outpace last year, but at a pace that’s slowing down. The S&P CoreLogic Case-Shiller Home Price Index for April rose 2.7% year over year, a deceleration from 3.37% in March, 3.9% in February and 4.1% in January. It’s the first data for the Case-Shiller that includes the period after President Donald

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Jerome Powell says the Fed isn’t budging on interest rates

Federal Reserve, Home Price Appreciation, HWmember, Inflation, Jerome Powell, Mortgage, Mortgage Rates, Mortgage Rates Center, Regulatory, Tariffs /

The Federal Reserve has come under renewed fire from the Trump administration in recent weeks as the president and key housing officials battle with Chair Jerome Powell over the direction of interest rates. On Tuesday, while speaking to members of the House Financial Services Committee, Powell was resolute that the central bank will continue its

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