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Gen X

Policy turmoil, fiscal uncertainty cause retirement hesitation

Baby Boomer, Boston College, Gen X, HWmember, Retirement, Reverse, Social Security /

Policy uncertainty is pushing older Americans to delay retirement, shift to conservative investments and boost their emergency savings, according to a new survey. The findings published last week by the Center for Retirement Research at Boston College show 21% of respondents who’ve yet to retire are postponing retirement while 33% are moving to safer portfolios. […]

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‘Six-figure limit’ aims to halt Social Security trust fund insolvency

Affordability, Aging in Place, Baby Boomer, Gen X, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security /

With the Social Security trust fund less than seven years from insolvency — at which point a 24% across-the-board benefit cut could be triggered — a new proposal suggests capping annual payouts for the nation’s wealthiest retirees. A white paper released by the Committee for a Responsible Federal Budget advocates for a “six-figure limit” that

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Fidelity study shows delayed retirement amid inflation

Aging in Place, Fidelity, Gen X, Gen Z, HWmember, Millennials, Retirement, Reverse /

Rising costs of living and debt are pushing many Americans to rethink retirement as a flexible, phased transition, with 72% now expecting to retire on their own terms, according to Fidelity Investments’ 2026 State of Retirement Planning Study. The study, released last week and conducted annually since 2019, finds the majority of Americans are considering

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How policy uncertainty is reshaping senior retirement plans

Baby Boomer, Center for Retirement Research, Gen X, HWmember, Mortgage, Retirement, Reverse, Reverse Mortgage Daily, Social Security /

Growing uncertainty over Social Security, Medicare and fiscal policy has left many older Americans more concerned about their financial futures — with some delaying retirement and shifting to more conservative investment strategies. Findings from a new survey analysis by the Center for Retirement Research at Boston College offer critical insights for reverse mortgage professionals as

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New Jersey proposal could reduce senior property tax relief

Affordability, Aging in Place, Gen X, Mortgage, New Jersey, Property Tax, Reverse, Reverse Mortgage Daily /

New Jersey homeowners could see smaller property tax relief benefits under a budget proposal unveiled Tuesday by Gov. Mikie Sherrill, as the state confronts fiscal pressures and persistently high costs of living. In her first budget address since taking office, Sherrill proposed tightening eligibility and lowering the maximum payout for the state’s Stay NJ program

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Home equity props up retirees as savings fall short

Baby Boomer, Gen X, Home Equity, HWmember, Retirement, Reverse, Reverse Mortgage Daily, Social Security /

More than one-third of working-age Americans lack access to an employer-sponsored retirement plan, and those who do have median balances of just $40,000, according to a new study from the National Institute on Retirement Security (NIRS). The analysis of U.S. Census Bureau data from December 2022 paints a stark picture of retirement preparedness for the

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Gen X, millennials set to inherit trillions in real estate wealth

Agent, Baby Boomer, Brokerage, Coldwell Banker, Gen X, Home Prices, HWmember, Investors, Luxury Real Estate, Millennials, Real Estate /

For years, the coming wealth transfer sounded theoretical. Now it’s showing up in closing rooms, estate sales and sudden all-cash offers as younger buyers inherit property — and purchasing power — at unprecedented scale. Coldwell Banker Real Estate released its Global Luxury 2026 Trend Report, finding that Generation X and millennials are expected to inherit

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Retirement plans for small-business owners have visible generational gaps

Gen X, Gen Z, HWmember, Millennials, Retirement, Reverse /

A report released Monday by Capital Group found large disparities between various generations of entrepreneurs and the retirement options available to them. The Small Business America report — based on an April 2025 survey of 1,000 small-business owners regarding their outlook and readiness to offer retirement benefits — found that overall business optimism is high

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Younger homeowners seek to redefine property ownership

Connecticut, Gen X, Gen Z, Homebuyers, HWmember, Millennials, Real Estate, Realtor.com /

Over the next two decades, roughly $124 trillion will move from baby boomers to younger generations, according to Cerulli Associates. For many millennials — amid climate anxiety and financial uncertainty — that inheritance is prompting a new question; what should ownership mean? In Norwalk, Conn., Austin and Allison McChord are testing an answer. “The first

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Saving for retirement is a ‘fragile and divided’ topic

BlackRock, Gen X, Gen Z, HWmember, Millennials, Retirement, Reverse /

As Social Security benefits face an increasingly uncertain future and living expenses for seniors continue to rise, a larger share of American workers and employers believe that “retirement confidence is fragile and divided.” That’s the key takeaway from the 10th annual iteration of BlackRock’s Read on Retirement survey, released last week. BlackRock — the world’s

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