Apply Online
Schedule a Call

Minimum capital requirements

Fed’s Bowman previews streamlined capital framework

GSIBs, Minimum capital requirements, Politics and policy, Regulation and compliance, Risk-based capital /

Key Insight: Federal Reserve Vice Chair for Supervision Michelle Bowman highlighted upcoming changes to the global systemically important bank surcharge and Basel III endgame implementation rule, which primarily focus on adjusting input parameters and certain risk weighting mechanisms rather than overall capital levels. Expert quote: “These changes to the capital framework eliminate overlapping requirements, right-size […]

Fed’s Bowman previews streamlined capital framework Read More »

Fed’s Bowman says Basel proposal still on track for end of Q1

Federal Reserve, Minimum capital requirements, Politics and policy, Regulation and compliance, Risk-based capital /

Key Insight: Federal Reserve Vice Chair for Supervision Michelle Bowman is racing ahead to publish Basel III for commentary before the end of the first quarter. She’s previously highlighted that changes will be introduced to the framework to encourage bank participation in mortgages. Expert Quote: “I’ve said for a number of months now that we

Fed’s Bowman says Basel proposal still on track for end of Q1 Read More »

Fed’s Bowman wants to boost banks’ share of mortgage market

Housing markets, Minimum capital requirements, Politics and policy, Regulation and compliance, Risk-based capital /

Key Insight: Federal Reserve Vice Chair for Supervision Michelle Bowman said the Fed is exploring ways to reduce banks’ regulatory costs associated with mortgage lending and servicing. Expert Quote: “These potential changes would address legitimate concerns about mortgage market structure while maintaining appropriate prudential safeguards.” — Fed Vice Chair for Supervision Michelle Bowman. Forward Look:

Fed’s Bowman wants to boost banks’ share of mortgage market Read More »

In Congress, bank regulators defend Trump agenda

Minimum capital requirements, Politics and policy, Regulation and compliance, Trump administration /

Key insight: Bank regulators plan to continue with tailoring exercises and other deregulation.  Forward look: The regulators should be back in the Senate Banking Committee in the new year per oversight requirements, but oversight hearings have been scarce in this Congress.  What’s at stake: Banks are watching as key rules like Basel III endgame and

In Congress, bank regulators defend Trump agenda Read More »

Fed proposal would publish full stress test models

Fed proposal would publish full stress test models

Federal Reserve, Minimum capital requirements, Regulation and compliance, Stress tests /

Andrew Harrer/Bloomberg Key Insight: The Federal Reserve’s proposal would release the central bank’s back-end stress testing models, and is out for public comment through Jan. 22, 2026. Expert Quote: “The Board’s stress testing program has operated with limited transparency, unreasonable year-over-year volatility, and the absence of any meaningful appeals process.” — Fed Vice Chair for

Fed proposal would publish full stress test models Read More »

Banks cruise through Fed stress tests, earning capital break

Banks cruise through Fed stress tests, earning capital break

Minimum capital requirements, Politics and policy, Regulation and compliance, Stress tests /

Bloomberg News Most of the country’s largest banks are poised to see flat or lower capital requirements next year after performing well in this year’s Federal Reserve stress test, but ongoing efforts to reform its annual exam practices could complicate how much lower those requirements will ultimately be.  Overall, banks registered their best performance since

Banks cruise through Fed stress tests, earning capital break Read More »

Powell says Fed will revisit Basel III capital rules

Powell says Fed will revisit Basel III capital rules

Minimum capital requirements, Politics and policy, Regulation and compliance, Trump administration /

Federal Reserve Chair Jerome Powell.Bloomberg News WASHINGTON — Federal Reserve Chair Jerome Powell said that the central bank will consider a Basel III endgame proposal — in addition to the nascent leverage ratio proposal being unveiled later in the day — as part of bank regulators’ deregulation push during the Trump administration.  Powell, speaking before

Powell says Fed will revisit Basel III capital rules Read More »

Republicans play nice with Powell despite Trump’s criticism

Republicans play nice with Powell despite Trump’s criticism

Minimum capital requirements, Monetary policy, Politics and policy, Regulation and compliance /

Federal Reserve Chair Jerome Powell testifying in the House Financial Services Committee Tuesday morning.Bloomberg News WASHINGTON — House Republicans struck a mostly cordial tone with Federal Reserve Chairman Jerome Powell at a hearing at the House Financial Services Committee.  Trump, ahead of the hearing, called on Republicans to press Powell after he held interest rates

Republicans play nice with Powell despite Trump’s criticism Read More »

Fed’s Bowman makes case for leverage ratio reform

Fed’s Bowman makes case for leverage ratio reform

Minimum capital requirements, Politics and policy, Regulation and compliance, Treasurys /

Federal Reserve Vice Chair for Supervision Michelle Bowman.Bloomberg News The Federal Reserve’s top regulator said changes are needed to the supplementary leverage ratio to improve the Treasury market and ensure banks face proper risk incentives.  In a Monday speech, Fed Vice Chair for Supervision Michelle Bowman said the current calibration of the capital requirement is

Fed’s Bowman makes case for leverage ratio reform Read More »

Is third time the charm for Basel III endgame?

Is third time the charm for Basel III endgame?

Minimum capital requirements, Politics and policy, Regulation and compliance /

Federal Reserve Vice Chair for Supervision Michelle Bowman.Bloomberg News Newly minted Federal Reserve Vice Chair for Supervision Michelle Bowman is aiming to do something that escaped both her predecessors: finalize the U.S. implementation of the so-called Basel III framework.  In her first speech since being confirmed to the central bank’s top regulatory role, Bowman outlined

Is third time the charm for Basel III endgame? Read More »