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TransUnion launches tool to bolster Realtor safety, fight fraud

Agent, HWmember, MLS/Associations, Real Estate, Real Estate Fraud, Technology, TransUnion, Wire Fraud /

As real estate professionals face growing threats from title fraud and in-person safety risks, TransUnion is introducing a mobile solution that consolidates tools for verifying identities and checking criminal backgrounds. TruLookup for Real Estate allows agents to validate property ownership, conduct personal safety checks using a phone number and generate prospecting lists — all within […]

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TransUnion launches new fraud and personal safety check app

Fraud, Mortgage technology, REALTORS & HOMEBUILDERS, TransUnion /

TransUnion is launching a new app set to help Realtors confirm property ownership to prevent fraud, conduct personal safety checks and drive more effective prospecting. Processing Content TruLookup for Real Estate is a purpose-built solution that reduces the need for real estate professionals to analyze multiple databases or download numerous apps when researching potential clients

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Study reveals bureau score gaps, fueling tri-merge credit debate

Credit Score, Equifax, Experian, HWmember, Mortgage, Origination, TransUnion, Underwriting, VantageScore /

A study by Andrew Davidson & Co. found meaningful credit score discrepancies among the three major bureaus — a key data point for those arguing in favor of maintaining the tri-merge standard rather than shifting to a bi-merge or single-report model. According to the paper, released Friday, 35% of the 245 million scored consumers in

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TransUnion sees mortgage market normalizing

Credit, Distressed, Economy, Originations, Servicing, TransUnion /

Consumers are reengaging with the mortgage market, signaling a return to normality in 2026, TransUnion said. Processing Content Mortgage originations rose 6.5% year over year to 1.3 million in the third quarter of last year, but at the same time, the percentage of borrowers 60 or more days delinquent increased to 1.51% in the fourth

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FHFA Director Pulte criticizes credit bureau pricing

Bill Pulte, Credit Score, Equifax, Experian, FICO, HWmember, LendingLife, Mortgage, Mortgage Bankers Association, TransUnion /

Bill Pulte, the director of the Federal Housing Finance Agency (FHFA), took to the social media platform X on Monday to seemingly call out credit bureaus for their pricing. “I do not understand what the credit bureaus are doing with their pricing — they are inviting a lot of scrutiny that is only intensifying by

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Mortgage credit report costs could jump 50% in 2026

Credit Score, Equifax, Experian, FICO, HWmember, LendingLife, Mortgage, Origination, TransUnion, VantageScore, Xactus /

Credit report prices for mortgage lenders will increase by up to 50% in 2026, despite regulatory efforts to boost competition and recent pricing shifts by some players, resellers told HousingWire. It will mark the fourth consecutive year of higher costs.  The increase is tied to credit reports that originate with FICO information and flow through

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Mortgage credit model overhaul: FICO 10T and VantageScore 4.0

Credit Score, Equifax, Experian, Federal Housing Finance Agency, FICO, HWmember, LendingLife, Mortgage, TransUnion, VantageScore /

The way that mortgage lenders assess credit risk is undergoing its biggest overhaul in decades as the Federal Housing Finance Agency (FHFA) is preparing to roll out a new framework that allows lenders to use two scoring models — FICO 10T and VantageScore 4.0. FHFA Director Bill Pulte and the Trump administration have voiced support

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Refis revive mortgage market, but trouble’s brewing

Refis revive mortgage market, but trouble’s brewing

Home equity loans, Originations, TransUnion /

Rates have dipped enough to stir refinancing and home-equity borrowing, but not enough to ease the strain on stretched homeowners. New industry data shows mortgage originations rising in the second quarter and home equity lending climbing for a fifth straight quarter, even as third-quarter delinquencies edged higher, signaling growing stress for some borrowers. Originations climbed

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TransUnion pushes back on single-pull mortgage credit proposal

Bob Broeksmit, credit report, HWmember, LendingLife, Mortgage, Mortgage Bankers Association, Origination, TransUnion /

Credit bureau TransUnion is pushing back against the idea of replacing the current tri-merge mortgage credit model with a single credit pull, arguing that the shift would increase systemic risk and restrict access to credit. The conclusion comes from a TransUnion study released during the Mortgage Bankers Association (MBA)’s Annual Convention and Expo, as the

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TransUnion cuts VantageScore 4.0 pricing for mortgage lenders

Credit Score, Equifax, Experian, FICO, HWmember, LendingLife, Mortgage, Origination, TransUnion /

Credit bureau TransUnion has followed its peers in slashing prices for mortgage lenders that purchase VantageScore 4.0, responding to Fair Isaac Corp. (FICO)’s newly implemented pricing model. Starting in 2026, TransUnion will offer VantageScore 4.0 for $4 per score and provide it at no cost to lenders that purchase a FICO score through the end

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