American Banker’s 2026 Predictions Report Mergers and acquisitions, nonbank competition and digital assets are all factors shaping how banks will perform in the coming months. American Banker’s 2026 Predictions report was fielded online during October and November of 2025 among 174 banking professionals who work across a variety of executive roles at banks, credit unions, […]
Bankers wary of nonbank payment rivals in 2026 Read More »
Adobe Stock: Tada Images FICO, the eponymous credit score provider, announced three artificial intelligence language models for financial services firms on Tuesday: Focused Foundation Model, Focused Language Model and Focused Sequence Model. In developing its own language models, FICO is offering an alternative to the large foundation models that have become popular in the industry,
Seeking better results, FICO launches bank-specific AI models Read More »
Upper-income Americans are increasingly falling behind on credit card and auto loan payments, signaling an underlying vulnerability in the US economy as the labor market slows. Delinquencies on such debts from those making at least $150,000 annually have jumped almost 20% over the last two years, faster than for middle- and lower-income borrowers, according to
Even top earners are falling behind on credit card and car payments Read More »