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Rate Lock

November mortgage lock data driven by strong refinance activity

HWmember, Mortgage, Mortgage Rates, Optimal Blue, Origination, Rate Lock, Refinancing, Secondary market /

Optimal Blue on Wednesday released its November 2025 Market Advantage report, which revealed that mortgage rate-lock activity slowed with typical late-fall seasonality but still posted the strongest November in four years. Total lock volume fell 25% from October but was up 17% from November 2024, driven by strong refinance activity and mortgage rates hovering near […]

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Mortgage rate locks stay strong, refis drive activity

HWmember, Lenders, Mortgage, Mortgage Rates, Non-QM, Optimal Blue, Rate Lock, Refinancing /

Rate-lock activity remained resilient in October despite seasonal cooling, according to Optimal Blue’s October 2025 Market Advantage Mortgage Data Report. Total lock volume declined 4.2% from September but remained 18% higher than a year earlier as borrowers responded to improving affordability and narrower rate spreads. Purchase locks slipped 1.5% month-over-month — in line with normal

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