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Freddie Mac

Even as GSEs step into MBS market, macro forces are controlling mortgage rates

Fannie Mae, Freddie Mac, Government-Sponsored Enterprise, HWmember, LendingLife, MBS, Mortgage, Regulatory, Secondary market /

Fannie Mae and Freddie Mac have been active in the mortgage-backed securities (MBS) market in recent weeks — but their approach appears more measured and opportunistic than many initially expected. Their activity has also been overshadowed by the U.S.-Iran conflict.  “We’ve seen some activity from the GSEs. Instead of issuing cash window pools and putting […]

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The GSEs updated their rules for condo loans. Will they be helpful or harmful?

Fannie Mae, FHFA, Freddie Mac, GSEs, HWmember, LendingLife, Mortgage, NAMB, Regulatory /

Fannie Mae and Freddie Mac last week enacted updates to condominium project standards and property insurance rules for one- to four-unit properties and larger developments, aiming to lower costs for homeowners. The moves have been met with mixed opinions from mortgage professionals. The updates, which Fannie Mae and Freddie Mac announced on March 18, allow greater leeway

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Fannie, Freddie place large bids for mortgage-backed securities

Fannie Mae, Freddie Mac, MBS, Secondary markets /

Fannie Mae and Freddie Mac have begun placing sizable orders to purchase mortgage-backed securities, stepping into a market roiled by widening bond spreads and a surge in volatility, according to a person with direct knowledge of the matter. Processing Content The government-controlled entities are moving to capitalize on a sharp selloff while expanding their already

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Fannie Mae, Freddie Mac revise condo insurance standards

Affordability, Fannie Mae, FHFA, Freddie Mac, GSEs, Homeowners insurance, HWmember, Mortgage, Regulatory /

Fannie Mae and Freddie Mac on Wednesday announced updates to condominium project standards and property insurance requirements for one- to four-unit properties and project developments, with a stated goal of reducing costs for homeowners. “We are replacing a disruptive and expensive Biden insurance mandate with commonsense policies for today’s market,” Bill Pulte, director of the

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Mortgage rates fall to multiyear lows in time for spring housing market

Freddie Mac, Housing Market, HWmember, Mortgage Rates /

Mortgage rates are at multiyear lows, whether you quote Mortgage News Daily at 5.99% or Freddie Mac weekly data at 5.98%. The drop has come at a good time, as the spring housing market is about to start, with more Americans looking to sell their homes and buy another. First-time homebuyers are looking at the

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Fannie Mae, Freddie Mac add new rate buydown disclosures

Fannie Mae, Freddie Mac add new rate buydown disclosures

Capital markets, Fannie Mae, Freddie Mac, GSEs, MBS, Secondary markets /

Fannie Mae and Freddie Mac will be providing new loan-level disclosures about interest-rate buydowns in mortgage-backed securities this spring to address investor interest in tracking their use, which can impact prepayments. Processing Content The new disclosures applicable at the government-sponsored enterprises that buy many lenders’ loans become effective April 20 for MBS issued on or

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Freddie profit falls; Congress pushes back on IPO

Earnings, Freddie Mac, GSE Reform, GSEs, Politics and policy, The Great American Mortgage Corporation /

Freddie Mac posted lower fourth-quarter and full-year earnings as revenue slipped and credit costs climbed, even as lawmakers on Capitol Hill renewed debate over whether the company and Fannie Mae are anywhere close to having the capital needed to exit conservatorship. Processing Content Lower net revenues and a higher provision for credit losses drove a

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FHFA reports clean GAO audit for fiscal year 2025

Fannie Mae, Federal Home Loan Banks, FHFA, Freddie Mac, Government Accountability Office, Government Lending, HWmember, Mortgage, Regulatory /

The Federal Housing Finance Agency (FHFA)’s annual Performance and Accountability Report was published on Friday, revealing that the agency received clean audit results for fiscal year 2025 from the Government Accountability Office (GAO). The report disclosed that the GAO did not find any “material weaknesses or unacceptable risks.” The FHFA received an unmodified audit opinion

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Real estate leaders applaud Trump’s focus on housing, but question the impact

Affordability, Anthony Lamacchia, Bess Freedman, Brokerage, Donald Trump, Fannie Mae, Freddie Mac, HomeServices of America, HWmember, Institutional investors, Lamacchia Realty, Legislation, Real Estate, Trump administration /

During his speech at the World Economic Forum in Davos on Wednesday President Donald Trump outlined three policy initiatives he was undertaking to help improve housing affordability for American consumers. In the speech, he did discuss his “ban” on large institutional investors purchasing single-family homes, his direction to the government-sponsored enterprises (GSEs) to acquire up

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Restb.ai targets UAD 3.6 compliance for lenders, appraisers

Appraisals, Appraisals and Valuations, Artificial Intelligence, Compliance, Fannie Mae, Freddie Mac, Government Lending, HWmember, Mortgage, Regulatory Compliance, Restb.ai, Technology, Valuation /

Restb.ai has released a new application programming interface called Feature UAD. The interface is aimed at helping mortgage and appraisal professionals comply with new appraisal data standards set to take effect later this year. The tool is designed to support the Uniform Appraisal Dataset 3.6 — a revised standard that will be required for conventional

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