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Harvard University

Harvard study: how low immigration could impact housing demand

Harvard University, Housing, Housing Demand, Leadership, The Builder's Daily /

On Tuesday, Harvard University’s Joint Center for Housing Studies (JCHS) updated an August homeownership and household growth report with an addendum that adds a low-immigration scenario.  Under the low-immigration scenario, the number of homeowning households would decline by approximately 88,000 to 99,000 per year relative to a baseline scenario assuming historical immigration levels. The number […]

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Record-high home equity provides opportunity for the reverse mortgage industry

Harvard University, HECM, Home Equity, HWmember, Joint Center for Housing Studies, Reverse /

Soaring prices and increasingly strained affordability have made things difficult for prospective buyers shopping for their first home. But for households that own their home already, rising prices have been a wealth bonanza. That’s evident in data from the annual State of the Nation’s Housing Report from Harvard University’s Joint Center for Housing Studies (JCHS),

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Four charts that perfectly illustrate the housing affordability crisis

Affordable housing, Harvard University, Home Prices, Housing Market, HWmember /

Look at all the variables at play in the housing market and it’s hard not to feel pessimistic about the affordability crisis. Mortgage payments continue to increase thanks to high mortgage rates, home insurance premiums are on the rise in markets vulnerable to natural disasters and the rent is still too dang high for renters

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