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Foreclosure

Ohio lawmakers push for senior foreclosure protection

Foreclosure, Legislation, Ohio, Property Tax, Reverse, Reverse Mortgage Daily /

Two Ohio state representatives are supporting legislation they say will establish clear statewide protections against property tax‑related foreclosures for the state’s senior homeowners. Reps. David Thomas (R) and Adam Mathews (R) highlighted H.B. 443, known as the Senior Protection from Foreclosure Act, during a news conference Wednesday. The bill would bar counties from enforcing property […]

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US foreclosure filings rise 14% in 2025 as FHA borrowers face greater risk

Attom Data Solutions, Delinquencies, FHA loan, Foreclosure, Housing Market, HWmember, Mortgage, Mortgage Servicing, REO /

Foreclosure filings were reported on 367,460 U.S. properties in 2025, up 14% from 2024 and up 3% from 2023. Foreclosure filings in 2025 were also down 87% from a peak of nearly 2.9 million in 2010. That’s according to ATTOM‘s Year-End 2025 U.S. Foreclosure Market Report, released Thursday, which is based on publicly recorded and

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Tennessee official floats full property tax reimbursement for seniors

Foreclosure, HWmember, Legislation, Property Tax, Reverse, Reverse Mortgage Daily, Tennessee /

A proposal aimed at providing full property tax reimbursements for senior citizens in Tennessee — with the state’s substantial budget surplus cited as justification for the plan — was recently unveiled by a local official.   Rob Mitchell, the property assessor for Rutherford County, said the Tennessee Golden Homeowners Tax Relief Program would cover the

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November sees sharp rise in U.S. mortgage delinquencies

Delinquencies, Foreclosure, Housing Market, HWmember, ICE Mortgage Technology, Mortgage /

U.S. mortgage delinquencies jumped sharply in November, reaching their highest level in more than four years, according to ICE Mortgage Technology’s latest First Look report, released on Tuesday. The national delinquency rate rose to 3.85% in November, up 50 basis points from October, as the number of past-due mortgages increased by 275,000 to about 2.3

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Distressed property auctions outperform traditional REO sales

Auction, Auction.com, Data & Visuals, Foreclosure, Home Prices, Home Sales, Housing Market, HWmember, REO /

Auction.com released its 2025 Disposition Strategy Report on Wednesday, showing that distressed property sales at auction have increasingly outperformed traditional retail real estate sales over the past two years. The report analyzed more than 390,000 distressed property dispositions from January 2018 through September 2025, using Auction.com data and public records. Estimated net proceeds for auction

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Mortgage delinquencies steady in September, but there’s ‘signs of stress beneath the surface’

Cotality, Delinquencies, Foreclosure, HWmember, Mortgage /

U.S. mortgage delinquencies held steady at 3% in September 2025, unchanged from a year earlier but up slightly from 2.9% at the end of the second quarter, according to Cotality‘s newest Loan Performance Indicators report released on Tuesday. “The national delinquency rate has remained relatively stable over the past year and quarter. It is still

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Mortgage prepayments hit 3.5-year high as rates fall in October

Delinquencies, Foreclosure, HWmember, ICE Mortgage Technology, LendingLife, Mortgage, Mortgage Rates, Origination, Refinancing /

Mortgage prepayments climbed to their highest level in three and a half years in October as lower interest rates prompted more borrowers to refinance, according to ICE Mortgage Technology’s First Look report. The single-month mortality rate, which measures prepayments, rose to 1.01%, up 16 basis points from a year earlier, when mortgage rates were at

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Foreclosure activity up nearly 20% in October

Attom Data Solutions, California, Florida, Foreclosure, HWmember, Illinois, Mortgage, New York, Real Estate, Texas /

ATTOM released its October 2025 U.S. Foreclosure Market Report, showing 36,766 properties with foreclosure filings — including default notices, scheduled auctions or bank repossessions — a 3% increase from September and more than a 19% increase from a year ago. October marked the eighth straight month of year-over-year foreclosure activity increases, with completed foreclosures up

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A growing foreclosure crisis? Not according to the latest Fed data

FICO, Foreclosure, Home Equity, Housing Market, HWmember, Mortgage /

Once again, the latest quarterly New York Fed Household Debt and Credit report reinforces a story I have been talking about for a long time: homeowners in America are in solid financial shape, while those who cling to the narrative of the 2008 housing crisis still require a dose of gloom therapy. Two laws that

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ICE’s First Look report shows mortgage performance is strong despite FHA strain

Delinquencies, FHA loan, Foreclosure, HWmember, ICE Mortgage Technology, LendingLife, Mortgage, Servicing /

The mortgage market remains largely resilient — with delinquencies and foreclosures still below long-term averages — even as performance among Federal Housing Administration (FHA) loans continues to weaken. That’s according to ICE Mortgage Technology’s First Look report on September mortgage performance data. The data, released Friday, show the national delinquency rate — loans 30 or

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