Cryptocurrency

Labor department rule would ease path for riskier 401(k) investments

The U.S. Department of Labor has proposed a rule that would make it easier for retirement plan sponsors to include alternative investments — such as private equity, private credit, real estate and cryptocurrency — in workers’ 401(k) plans while reducing regulatory burdens and the threat of lawsuits. The rule aims to carry out goals that […]

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Better, Coinbase allow tokens to support conforming loan

Better, Coinbase allow tokens to support conforming loan

Better Home & Finance, the parent company of Better.com, is partnering with Coinbase to launch token-backed down payments for conforming mortgages. Processing Content Americans who qualify for a mortgage with Better will be able to use Bitcoin or USD Coin as collateral to fund their down payment through a private loan, the company announced in

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Figure Technology earnings dip after IPO costs

Figure Technology earnings dip after IPO costs

Figure Technology Solutions confirmed an anticipated consecutive-quarter drop in earnings but reported that its numbers were up compared to a year ago, before it went public. Processing Content The blockchain-based capital marketplace for consumer loans and crypto assets generated $15.2 million in earnings for the fourth quarter of 2025. That number was up 156% from

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Better taps crypto funding to target sub-5% rates

Better is turning to crypto-linked capital to fund as much as $500 million in mortgages, betting the move can double originations and eventually push borrower rates below 5%.  Processing Content The lender is partnering with Framework Ventures to tap funding through the Sky stablecoin ecosystem, positioning the platform as an alternative source of warehouse liquidity

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Rate will consider crypto, stablecoins in underwriting

Retail giant Rate is embracing cryptocurrency and stablecoins for prospective home buyers, who accumulated wealth in the digital assets.  Processing Content The Chicago-based lender is rolling out RateFi, a product allowing buyers to access purchase, refinance, second-home and investment property loans, without liquidating their crypto or stablecoin. The offering is Rate’s first step in a

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Figure helps Bed Bath & Beyond enter mortgage finance

Bed Bath & Beyond is moving into mortgage and home equity finance through a deal that leans heavily on Figure Technologies’ lending and tokenization infrastructure.   Processing Content The company announced Monday that it has acquired Tokens.com, a blockchain-based platform that will serve as the foundation for a new investment and personal finance business.  

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Newfi Lending expands DSCR program to accept crypto reserves

Newfi Lending, a national mortgage lender focused on non-QM originations, announced Tuesday that it’s expanding its debt-service-coverage ratio (DSCR) loan program to allow larger loan amounts, financing for rural properties and the use of qualifying cryptocurrency assets to meet reserve requirements without liquidation. The updates are aimed at real estate investors who hold digital assets

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Megatel Homes will launch crypto rewards for renters and buyers

MegPrime, an affiliate and subsidiary of Texas-based Megatel Homes, is set to launch its digital currency, the MP Token, designed as a rewards platform that renters and homeowners can tap into as a financial path to homeownership. As an inducement to participate in the rewards MP Token program, the program will offer up to $25,000

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Newrez announces plan for crypto in originations

Newrez announces plan for crypto in originations

One of the country’s leading mortgage lenders is moving into crypto, allowing borrowers to submit digital holdings as assets to be considered when applying for certain home loans.  Processing Content National lender and servicer Newrez announced it will begin to recognize and accept cryptocurrencies in February across its Smart Series suite of nonagency products without

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Crypto-backed mortgages test risk and reward for lenders

As the Trump administration pushes crypto further into the mainstream, some lenders are testing whether digital assets can open the door for borrowers who don’t fit the traditional mold and whether the trade-off is worth the risk. Processing Content In June, the Federal Housing Finance Agency director Bill Pulte urged Fannie Mae and Freddie Mac

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