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Mortgage rates north of 6.5% trigger sharp drop in applications

HWmember, Mortgage, Mortgage applications, Mortgage Bankers Association, Mortgage Rates, Origination, Purchase Applications, Xactus /

Mortgage applications decreased 10.4% from one week earlier, according to data from the Mortgage Bankers Association (MBA)’s weekly mortgage applications survey for the week ending March 27. On an unadjusted basis, the index decreased 10% compared with the previous week. The refinance index decreased 17% from the previous week and was 33% higher than the […]

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Mortgage applications increase 3.2% amid market volatility

HWmember, Mike Fratantoni, Mortgage, Mortgage applications, Mortgage Bankers Association, Mortgage Rates, Purchase Applications, Xactus /

Mortgage applications increased 3.2% from one week earlier, according to data from the Mortgage Bankers Association’s (MBA) weekly mortgage applications survey for the week ending March 6, 2026. On an unadjusted basis, the index increased 4.1% compared with the previous week. The refinance index 0.5% from the previous week and was 81% higher than the

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Experian imposes another price increase on mortgage lenders

Credit Score, Experian, FICO, HWmember, LendingLife, Mortgage, Origination, Xactus /

Experian is imposing another price increase on credit reports sold to mortgage lenders — an unusual move at this time of year, according to resellers who spoke with HousingWire. “I have never seen a price increase after a price increase in January,” said one reseller executive, who requested anonymity to avoid potential retaliation. “It comes

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Mortgage credit report costs could jump 50% in 2026

Credit Score, Equifax, Experian, FICO, HWmember, LendingLife, Mortgage, Origination, TransUnion, VantageScore, Xactus /

Credit report prices for mortgage lenders will increase by up to 50% in 2026, despite regulatory efforts to boost competition and recent pricing shifts by some players, resellers told HousingWire. It will mark the fourth consecutive year of higher costs.  The increase is tied to credit reports that originate with FICO information and flow through

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Tech Pulse: AI advances, big earnings and policy shifts

Artificial Intelligence, HWmember, ICE Mortgage Technology, Mortgage, Real Estate, Real Estate Agents, Technology, The Real Brokerage, Xactus, Zillow /

Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Zillow’s Follow Up Boss privacy policy changes spark industry debate Zillow‘s updated privacy policy for Follow Up Boss has sparked debate among real estate agents. The policy introduces

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Xactus announces partnerships for income, employment verification efforts

HWmember, Income verification, Mortgage, Origination, Partnerships, Plaid, Technology, Xactus /

Xactus, a fintech company specializing in mortgage verification solutions, has announced three new integrations designed to enhance its Intelligent Verification Platform, Xactus360. The partnerships with Thomas & Co., Argyle and Plaid aim to expand lender access to real-time income, employment and asset data through a unified system. The integration of Peek Verify from Thomas &

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Mortgage lenders urged to build AI compliance foundations

AI Summit, AI Summit 2025, Colorado, Compliance, HWmember, Mortgage, Regulatory, Regulatory Compliance, Technology, Xactus /

Mortgage lenders deploying artificial intelligence should prepare now for Colorado’s comprehensive AI law that will take effect in February 2026 and rethink how they manage compliance risk. That’s according to Mike Brown, chief product officer at Xactus, and Wendy Lee, managing partner at LOGS Legal Group, who appeared on stage this week at HousingWire‘s AI

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Lawsuit claims Xactus, Equifax, others violated Fair Credit Reporting Act

California, Citigroup, Credit, Equifax, HWmember, Lawsuit, Legal, Mortgage, Wells Fargo, Xactus /

A plaintiff in California is claiming that Xactus and Equifax did not conduct a “reasonable” investigation into claims of identity theft, which harmed her credit and violated the Fair Credit Reporting Act.  The suit was filed in late May in the Superior Court of San Bernardino County, California, by plaintiff Junnan Guo, who is representing

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Xactus integrates flood compliance solution with ICE’s mortgage servicing system

FEMA, Flood, Flood insurance, HWmember, Intercontinental Exchange, Mortgage, Technology, Xactus /

Xactus on Wednesday announced the completion of its integration with MSP, the loan servicing system operated by Intercontinental Exchange (ICE). The integration enables mortgage servicers to receive automated flood zone determination updates directly into their systems without manual intervention. “This integration is a market-changing development for both Xactus and mortgage servicers who rely on systems

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