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Mortgage

Mortgage rates north of 6.5% trigger sharp drop in applications

HWmember, Mortgage, Mortgage applications, Mortgage Bankers Association, Mortgage Rates, Origination, Purchase Applications, Xactus /

Mortgage applications decreased 10.4% from one week earlier, according to data from the Mortgage Bankers Association (MBA)’s weekly mortgage applications survey for the week ending March 27. On an unadjusted basis, the index decreased 10% compared with the previous week. The refinance index decreased 17% from the previous week and was 33% higher than the […]

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Labor department rule would ease path for riskier 401(k) investments

Cryptocurrency, Department of Labor, Donald Trump, HWmember, Mortgage, Politics, Retirement, Reverse, Trump administration /

The U.S. Department of Labor has proposed a rule that would make it easier for retirement plan sponsors to include alternative investments — such as private equity, private credit, real estate and cryptocurrency — in workers’ 401(k) plans while reducing regulatory burdens and the threat of lawsuits. The rule aims to carry out goals that

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HousingWire Mortgage Rankings: The playbook for the top-producing LOs of 2025

HWmember, LendingLife, Loan Officer, Mortgage, Mortgage Rankings, Origination, Rate, Shant Banosian, U.S. Bank /

Jarret Coleman is not on social media posting about interest rate moves or explaining mortgage concepts to the public — a model successfully adopted by some of his peers. Instead, the Greenwich, Connecticut-based loan officer for US Bank takes a more traditional approach to his business. “I started in 2006 as an assistant to a

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Inflation fears keep mortgage rates in the mid-6% range

Federal Reserve, First American, HWmember, Inflation, Mortgage, Mortgage Rates, Mortgage Rates Center /

Mortgage rates continued to rise this week, placing more strain on a 2026 spring housing market that was expected to be robust but is now fighting an uphill battle against a slowing economy. Mortgage News Daily reported Monday that 30-year fixed rates averaged 6.55%. That was up 6 basis points from a week earlier but

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HousingWire Mortgage Rankings have arrived, bringing data-driven benchmark to originator performance

Data & Analytics, Loan Officer, Mortgage, Origination /

HousingWire on Tuesday announced the launch of the HousingWire Mortgage Rankings, a new performance intelligence product designed to provide a clear, data-driven view of mortgage origination activity across the U.S. The rankings benchmark mortgage originators based on observed production, offering a standardized view of performance across geographies, loan types and channels. Historically, the mortgage industry

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C2 Financial’s Urwin on reverse mortgage broker-lender evolution

C2 Financial Corp, HWmember, LendingLife, Mortgage, Mortgage Broker, Refinancing, Reverse, Reverse Mortgage Daily /

Shain Urwin sees a more balanced relationship emerging between reverse mortgage lenders and brokers under new industry agreements — but he says they’re not enough to solve a deeper structural problem. In recent years, lenders like Mutual of Omaha Mortgage and Longbridge Financial have launched programs designed to protect the loan pipelines of broker partners,

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The overlooked notarizations quietly slowing mortgage workflows

Contributors, HWmember, Mortgage, Notarize, Opinion, Origination, Technology /

Lenders have made meaningful progress in modernizing the closing process. eSignatures, hybrid eClosings, and remote online notarization have reduced friction at the signing table and improved the borrower experience where it is most visible.  That focus has paid off; digital closings move faster, require fewer manual corrections, and are easier to manage at scale than

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Washington just banned noncompete agreements. Will other states follow suit?

Employment, Federal Trade Commission, HWmember, Legislation, Loan Officer, Mortgage, Regulatory, Regulatory Compliance, Washington /

Washington Gov. Bob Ferguson signed a bill into effect earlier this week that bans noncompete agreements across the state. The move marks a significant shift in employment law that will take effect on June 30, 2027. The measure prohibits contracts that restrict workers from joining or starting competing businesses after leaving a job. Noncompete agreements

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Even as GSEs step into MBS market, macro forces are controlling mortgage rates

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Fannie Mae and Freddie Mac have been active in the mortgage-backed securities (MBS) market in recent weeks — but their approach appears more measured and opportunistic than many initially expected. Their activity has also been overshadowed by the U.S.-Iran conflict.  “We’ve seen some activity from the GSEs. Instead of issuing cash window pools and putting

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Florida court shields unused reverse mortgage credit from garnishment

Florida, HECM, HWmember, Lawsuit, Legal, Mortgage, Reverse, Reverse Mortgage Daily /

A Florida appeals court has ruled that funds available but not yet withdrawn from a reverse mortgage line of credit are protected under the state’s homestead exemption and cannot be garnished. The March 25 decision by the Fourth District Court of Appeal found that a creditor could not force a homeowner to access unused funds

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