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GSEs

The GSEs updated their rules for condo loans. Will they be helpful or harmful?

Fannie Mae, FHFA, Freddie Mac, GSEs, HWmember, LendingLife, Mortgage, NAMB, Regulatory /

Fannie Mae and Freddie Mac last week enacted updates to condominium project standards and property insurance rules for one- to four-unit properties and larger developments, aiming to lower costs for homeowners. The moves have been met with mixed opinions from mortgage professionals. The updates, which Fannie Mae and Freddie Mac announced on March 18, allow greater leeway […]

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Fannie Mae, Freddie Mac revise condo insurance standards

Affordability, Fannie Mae, FHFA, Freddie Mac, GSEs, Homeowners insurance, HWmember, Mortgage, Regulatory /

Fannie Mae and Freddie Mac on Wednesday announced updates to condominium project standards and property insurance requirements for one- to four-unit properties and project developments, with a stated goal of reducing costs for homeowners. “We are replacing a disruptive and expensive Biden insurance mandate with commonsense policies for today’s market,” Bill Pulte, director of the

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Fannie Mae, Freddie Mac add new rate buydown disclosures

Fannie Mae, Freddie Mac add new rate buydown disclosures

Capital markets, Fannie Mae, Freddie Mac, GSEs, MBS, Secondary markets /

Fannie Mae and Freddie Mac will be providing new loan-level disclosures about interest-rate buydowns in mortgage-backed securities this spring to address investor interest in tracking their use, which can impact prepayments. Processing Content The new disclosures applicable at the government-sponsored enterprises that buy many lenders’ loans become effective April 20 for MBS issued on or

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Freddie profit falls; Congress pushes back on IPO

Earnings, Freddie Mac, GSE Reform, GSEs, Politics and policy, The Great American Mortgage Corporation /

Freddie Mac posted lower fourth-quarter and full-year earnings as revenue slipped and credit costs climbed, even as lawmakers on Capitol Hill renewed debate over whether the company and Fannie Mae are anywhere close to having the capital needed to exit conservatorship. Processing Content Lower net revenues and a higher provision for credit losses drove a

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Fannie, Freddie stock woes deepen as IPO questions mount

Fannie Mae, Freddie Mac, GSEs, The Great American Mortgage Corporation /

Shares of Fannie Mae and Freddie Mac extended days-long losing streaks amid mounting unease about the impact of President Donald Trump’s policy moves on efforts to release the mortgage-finance giants from government control.  Processing Content Fannie and Freddie common stock both sank around 10% in Friday trading to the lowest intraday levels since late November,

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Trump directs GSEs to purchase $200B in mortgage bonds in 2025

Donald Trump, Fannie Mae, Freddie Mac, GSEs, HWmember, LendingLife, MBS, Mortgage, Mortgage Rates, Regulatory, Secondary market /

Fannie Mae and Freddie Mac quietly increased their purchases of mortgage-backed securities (MBS) in 2025, helping push mortgage spreads lower toward the year’s end. Most analysts, however, were not expecting further meaningful tightening in the near term — at least until this week. That changed Thursday after President Donald Trump posted on social media that

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Trump directs GSEs to buy $200B in MBS to push mortgage rates lower

Donald Trump, Fannie Mae, FHFA, Freddie Mac, GSEs, HWmember, LendingLife, MBS, Mortgage, Mortgage Rates, Politics, Regulatory /

President Donald Trump said Thursday that he is directing representatives at the government-sponsored enterprises (GSEs) to purchase $200 billion in mortgage-backed securities (MBS), a move he said is intended to bring mortgage rates down. “Because I chose not to sell Fannie Mae and Freddie Mac in my First Term, a truly great decision, and against

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Fannie Mae fending off discrimination, defamation lawsuits

GSEs, Law and legal issues /

Fannie Mae wants to squash separate lawsuits from workers it fired last spring, who are accusing the government-sponsored enterprise of discrimination and defamation.  Processing Content The accusations stem from a mass termination in April, in which Federal Housing Finance Agency Director Bill Pulte said over 100 employees were fired for fraud. Housing officials never elaborated

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Lawmakers launch probe into key insurance rating firm in Florida

Fannie Mae, Freddie Mac, GSEs, Homeowners insurance /

Three US senators opened an inquiry into insurance ratings firm Demotech and whether its assessments may be exposing Fannie Mae and Freddie Mac — and ultimately taxpayers — to growing risks tied to climate-driven insurer failures. Processing Content In a letter sent Tuesday to Fannie Mae acting Chief Executive Officer Peter Akwaboah and Freddie Mac CEO Kenny Smith, the

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Fannie, Freddie quietly add billions to mortgage-bond portfolios

Fannie Mae, Freddie Mac, GSEs, MBS, The Great American Mortgage Corporation /

Fannie Mae and Freddie Mac have added billions of dollars of mortgage-backed securities and home loans to their balance sheets in recent months, fueling speculation that they’re trying to push down lending rates and boost their profitability ahead of a potential public offering. Processing Content The government-backed housing-finance giants increased their retained portfolios — the

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