Apply Online
Schedule a Call

Urban Institute

CHLA: IMBs drive majority of single-family mortgages in 2025

Community Home Lenders of America, FHA, Ginnie Mae, HWmember, IMBs, Mortgage, Origination, Urban Institute /

The Community Home Lenders of America (CHLA) on Thursday released its 2025 report on independent mortgage banks (IMBs), highlighting these companies as the “dominant” force in mortgage lending as they originated 84.1% of all U.S. single-family mortgages last year. CHLA cited data from the Urban Institute, the Federal Housing Administration (FHA) and Ginnie Mae in […]

CHLA: IMBs drive majority of single-family mortgages in 2025 Read More »

Baltimore’s push against vacant housing shows positive results

Affordable housing, Baltimore, Homebuilders, HWmember, Real Estate, Urban Institute /

Recent efforts to cut down on vacant residential properties in Baltimore have proven to be effective, according to new Urban Institute data. By 2020, the city had more than 16,000 vacant buildings and a residential vacancy rate of 7.7%. In parts of east and west Baltimore, the rate was nearly one in three houses. “Vacancy

Baltimore’s push against vacant housing shows positive results Read More »

Experts offer multi-faceted solutions to the housing supply shortage

Affordability, BlackRock, First-Time Homebuyers, Gen Z, Housing Inventory, Housing Market, HWmember, Investors, Millennials, NAHB, Real Estate, Regulatory, Urban Institute, Virginia, Zoning /

As the nationwide housing inventory and affordability crisis persists, a trio of experts sit down with HousingWire to detail proposed solutions. The solve? It’s multi-faceted and it comes down to fixing supply issues, changing zoning and updating regulation. Kent Colton, president of the Colton Housing Group and former CEO of the National Association of Home

Experts offer multi-faceted solutions to the housing supply shortage Read More »

Urban Institute says rise in FHA mortgage delinquencies isn’t a cause for concern

Credit Score, Delinquencies, FHA loan, GSEs, HWmember, Mortgage, Servicing, Urban Institute /

A recent report from the Urban Institute analyzed potential reasons behind the increasing number of delinquencies on Federal Housing Administration (FHA) loans. While the increase is sizable, it’s not a cause for concern, the authors of the report suggest. Laurie Goodman, Jun Zhu, Ted Tozer and Jung Hyun Choi — the authors of the July

Urban Institute says rise in FHA mortgage delinquencies isn’t a cause for concern Read More »

House Democrats call for more action on US housing crisis

Democratic Party, House of Representatives, Housing Crisis, Housing Market, HWmember, Legislation, National Association of Realtors, National Low Income Housing Coaltion, Ohio, Urban Institute /

As the economic situation for many Americans continues to evolve due in part to the cost of housing, one Democratic member of the House of Representatives used her time on the floor Tuesday to call for more action to address rising housing expenses. Rep. Shontel Brown (D-Ohio) on Tuesday introduced a House Resolution calling for

House Democrats call for more action on US housing crisis Read More »

Social Security sees ‘dramatic’ spike of 276,000 applications

HWmember, New York Times, Retirement, Reverse, Social Security, Social Security Administration, Urban Institute /

Social Security benefits are often a key for older Americans as they seek to determine how much money they will be able to live on in retirement. But the program has been a source of stress in the federal government for years, exacerbated by the unwillingness of lawmakers to make any major changes to the

Social Security sees ‘dramatic’ spike of 276,000 applications Read More »