June 2025

Trump-era OCC eyes lighter capital rules to boost lending

Trump-era OCC eyes lighter capital rules to boost lending

Acting Comptroller of the Currency Rodney HoodBloomberg News WASHINGTON — Acting Comptroller of the Currency Rodney Hood confirmed that the Trump administration plans to revise capital requirements for banks, aiming to ease what he described as excessive regulations that could constrain credit.  The remarks, delivered to a crowd at the U.S. Chamber of Commerce’s Capital […]

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US signals interest in using Fannie, Freddie to bolster budget

Signs are emerging that the Trump administration may be less willing to give up control of mortgage giants Fannie Mae and Freddie Mac than investors have bargained for, as policymakers scrounge for ways to close US budget gaps. In recent social media posts, Donald Trump said he’s exploring the sale of new shares in the

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The best of both worlds: EA Appraisal’s success through tech, personal touch, and innovative partnerships

As automation reshapes the appraisal industry, EA Appraisals stands out by prioritizing personal relationships to deliver first-class service on a first-name basis. In our conversation with President and founder, Will Eubanks, shares how the company blends modern technology with a people-first mindset, improving efficiency without losing the human touch. Drawing on his loan origination and

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Newrez fires back in trio of “zombie” mortgage lawsuits

Newrez wants to dismiss a trio of “zombie” second mortgage lawsuits, suggesting its servicing arm didn’t violate, nor is subject to, the lending laws consumers cite. Borrowers accuse Newrez’s Shellpoint of inflating the balances of their long-dormant second mortgages, and for long periods failing to send them monthly statement notices. The prospective class action complaints

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Home equity lending has strong two-year runway ahead

The next 12-to-24 months will be a good time for the home equity lending market because of the conditions affecting the first lien business, experts say. With elevated mortgage rates, the amount of equity homeowners hold right now and the relative shortage of inventory “it’s a really lucrative environment for home equity, and has been

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Mortgage rates aren’t hampering millennials’ homebuying interest

Millennials are the only generation showing increased interest in buying a home in the next six months, according to a new survey by Realtor.com. The survey, conducted this spring, found that 23% of millennials plan to buy a home, up from 15% in September 2024. By contrast, 69% of Americans across all generations said they

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Mat Ishbia: GSEs acting ‘private’ in conservatorship could be best of both worlds

Mat Ishbia, the president and CEO of United Wholesale Mortgage (UWM), said last week he doesn’t think that releasing Fannie Mae and Freddie Mac from conservatorship is a major focus for the Trump administration — and he isn’t sure “whether it should be.”  One thing he is confident about: If ending the conservatorship results in

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Top Florida real estate team joins Compass

The Tinka Ellington Group — a prominent real estate team specializing in coastal and waterfront properties in South Florida — has joined Compass. Led by Ellington, the group has closed more than $254 million in sales and brings 25-plus years of combined real estate experience. The seven-member team serves Sunshine State areas including Lighthouse Point,

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