Forward look: The partners behind a new fund to finance affordable housing believe they can build a business by allocating CRA-related capital from banks for this kind of project. Expert quote: “We found a capital stack that has really never been institutionalized,” said Bryant Group Ventures Founder John Hope Bryant. Supporting data: The U.S. is […]
$100M affordable housing fund is ‘just the beginning’ Read More »
Key insight: Wells Fargo is re-architecting its systems to embed agentic AI into core workflows. What’s at stake: Competitive advantage and reduced operational risk hinge on secure, governed agent deployment across firms. Forward look: The bank plans to deploy interoperable agent-to-agent banking and customer AI “buddies” that help conduct transactions. Source: Bullets generated by AI with editorial review
How Wells Fargo is building agentic AI into its workflows Read More »
Investors are bracing for Treasury Secretary Scott Bessent to lean more toward shorter maturities in the government’s funding mix to keep down long-term yields amid a mounting debt burden. Wall Street dealers expect Bessent to signal as soon as Wednesday, when his department releases a quarterly statement on debt sales, that issuance in the $30
The shift to shorter-dated US debt is only getting started Read More »
If there was one simple step that could help make your home sale a seamless process, wouldn’t you want to know about it? There’s a lot that happens from the time your house goes under contract to closing day. And a few things still have to go right for the deal to go through. But
How To Make Sure Your Sale Crosses the Finish Line Read More »
Financial services platform Robinhood and Sage Home Loans announced an exclusive offer on Monday, allowing Robinhood Gold subscribers to access mortgage rates at least 0.75% below the national average, along with a $500 credit toward closing costs on a new home purchase or refinance through Sage Home Loans. Gold subscribers are described as a subscription-based
Robinhood partners with Sage Home Loans for exclusive offer Read More »
After a decade of home price growth, many homeowners today are sitting on a mountain of equity. Tappable equity hit a record high in Q2 of this year, when 48 million mortgage holders reportedly had an average of $213,000 in accessible value. That growing equity has translated into a renewed interest in home equity (HE)
The need for speed: Delivering faster home equity turn times Read More »
The unsung hero of the housing market in 2025 has been the improvement in mortgage spreads, because without the spreads improving as much as they have, mortgage rates would not have gotten near 6% this year. I forecast that mortgage spreads should improve by 0.27%-0.41% this year, from a 2.54% average in 2024, giving mortgage
Mortgage spreads hit lowest level in years, keeping rates near 6% Read More »
National direct-to-consumer lender Sage Home Loans is entering into a partnership with leading retail securities trading fintech Robinhood to provide discounted mortgage options to the latter platform’s select users. Through an exclusive agreement, Robinhood’s gold-tier subscribers will be able to apply for mortgage loans through the digital platform’s app or website and take advantage of
Robinhood, Sage Home Loans enter lending partnership Read More »
Brian Vieaux wants every mortgage player to understand the power and potential of MISMO. The new president of the Mortgage Industry Standards Maintenance Organization is a 35-year veteran of home lending, and is excited to give back to the industry by bringing together various stakeholders to implement standards. That includes big issues such as the
How MISMO plans to shape mortgage tech and AI Read More »
Welcome back to Tech Pulse — HousingWire‘s weekly series rounding up the latest in technology news, including tools, integrations and trends that impact mortgage and real estate. Here’s what happened this week: Zillow’s Follow Up Boss privacy policy changes spark industry debate Zillow‘s updated privacy policy for Follow Up Boss has sparked debate among real estate agents. The policy introduces
Tech Pulse: AI advances, big earnings and policy shifts Read More »