December 2025

Savvy, ‘intentional’ buyers rewarded with seller incentives

Many recent sellers appear willing to offer homebuyer incentives, prioritizing certainty and their goals of making a timely deal over maximizing profit, according to a new report from Zillow.  Processing Content Approximately two-thirds of sellers covered some or all closing costs in their 2025 transactions, the real estate platform said in its new consumer housing […]

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The biggest lawsuits facing mortgage players in 2026

Scandalous accusations and serious questions of law are likely to crop up in new lawsuits by mortgage consumers and lenders in 2026. But some cases today already carry plenty at stake for the industry.  Major players are accused of violating the Real Estate Settlement Procedures Act in stiffing borrowers and their own employees. Leading companies

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FHA records stable capital ratios amid softer performance

The Federal Housing Administration’s mortgage insurance fund capital ratios were largely stable this past federal fiscal year, its annual report, delayed by the government shutdown, showed. Processing Content The overall ratio for the Mutual Mortgage Insurance Fund matched the previous fiscal year’s 11.47%, far above its required statutory 2% minimum. The capital ratio for the

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Control shift at mortgage broker hit by enforcement action

Following the enforcement action against now ex-CEO Patrick Terrance Donlon, Yield Solutions Group has assumed full operational control of Trusted American Mortgage, the companies said in a press release. Processing Content The two companies share an address in Centennial, Colorado. YSG has a nationwide presence in the auto lending industry. Donlon resigned as CEO of

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Not Sure If You’re Ready To Buy a Home? Ask Yourself These 5 Questions.

Not Sure If You’re Ready To Buy a Home? Ask Yourself These 5 Questions.

If you’re trying to decide if you’re ready to become a homeowner in the next twelve months, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates, home prices, the current state of the economy, and more. And, you’re juggling how all of those things will impact the choice you’ll make. It’s a

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Title insurance leaders betting on technology, efficiency in 2026

As the title insurance industry moves into 2026, executives say it faces a complex mix of market pressures, regulatory shifts and escalating fraud risks. Leading executives who sat down with HousingWire are focusing on technology, operational efficiency and agent support — aiming to keep operations resilient while preparing for market recovery. Ryan Swed, group president

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Logan Mohtashami’s 2026 housing forecast

2026 is upon us and for this year, I want to keep the housing discussion very simple. As active inventory has returned to near-normal levels and home-price growth has cooled, we are entering a year when buyers, sellers and buyers-to-be are on a much better footing than in the unhealthy housing markets of 2020 to

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REMAX accelerates real estate innovation with AI and technology

REMAX is accelerating the integration of AI and cutting-edge technology to transform how agents engage with clients, generate leads, and deliver results. Initiatives like Max AI, MaxRefer, MaxEngage, and HomeView leverage real-time data, personalized marketing, and AI-driven tools to streamline the homeownership experience and empower its agents. Leading this innovation is Travis Saxton, EVP of

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Why 2026 could be the year mortgage AI delivers

While the first few years of the mortgage industry’s relationship with artificial intelligence have been characterized by new gadgets and fear of missing out, 2026’s themes might center on how companies manage to catch up with its game-changing potential. Processing Content If or when they do, the industry should start to see standardization and scalability

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