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December 2025

Poll finds broad support for independent Social Security commission

Congress, HWmember, Politics, Reverse, Social Security, Social Security Administration /

A recent Cato Institute survey of 2,000 adults found strong bipartisan support for creating an independent, nonpartisan commission with authority to address Social Security’s long-term funding shortfall. Seventy-one percent of respondents said they favor Congress establishing such a body, reflecting broad frustration with lawmakers and growing openness to an alternative decision-making process. Support cuts across […]

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Dwight Schar, founder of NVR Inc., has died

Homebuilders, HWmember, Leadership, obituary, The Builder's Daily, Virginia /

Dwight Schar, the founder and former executive chairman and CEO of NVR Inc., has died, according to posts on LinkedIn.  James Honeycutt, managing partner at Credo Construction, discussed Schar’s legacy in a post on Thursday afternoon.  “Mr. Schar wasn’t flashy or dismissive — just calm, kind, and very clear on what mattered most. He chuckled

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Distressed property auctions outperform traditional REO sales

Auction, Auction.com, Data & Visuals, Foreclosure, Home Prices, Home Sales, Housing Market, HWmember, REO /

Auction.com released its 2025 Disposition Strategy Report on Wednesday, showing that distressed property sales at auction have increasingly outperformed traditional retail real estate sales over the past two years. The report analyzed more than 390,000 distressed property dispositions from January 2018 through September 2025, using Auction.com data and public records. Estimated net proceeds for auction

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Google’s MLS listings via HouseCanary reignites IDX policy debate

ChatGPT, Google, HouseCanary, HWmember, MLS, MLS/Associations, National Association of Realtors, Real Estate, Technology, Zillow /

The news that Google is now displaying property listings in mobile search results for homes in certain markets, powered by a partnership with HouseCanary subsidiary ComeHome, has perhaps unsurprisingly sparked a bit of a debate online.  As with Zillow’s announcement of its app integration with ChatGPT in October, the crux of the issue for many

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J.P. Morgan: Credit card debt a retirement hurdle for many

Chase, HWmember, J.P. Morgan, Retirement, Reverse /

Nearly half of retirement plan participants carry credit card debt, a factor that increases the likelihood they’ll take a loan from their retirement accounts, according to a new report from J.P. Morgan Asset Management. The “Retirement by the Numbers” study found that high credit card balances are linked to lower contribution rates and smaller account

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Will federal AI regulations override state housing efforts?

Artificial Intelligence, Compliance, Department of Justice, Donald Trump, HWmember, Lawsuit, Politics, Real Estate, Regulatory, Regulatory Compliance, Technology, Trump administration /

President Donald Trump’s new executive order that creates a single federal framework for artificial intelligence (AI) is reverberating throughout the housing industry. While states have been moving to regulate AI tools used in home pricing, marketing, tenant screening and mortgage decisions, the new order asserts federal authority over AI regulation. The Department of Justice (DOJ)

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UWM shifts strategy with $1.3B Two Harbors deal, boosts servicing

HWmember, LendingLife, Mortgage, MSRs, Servicing, Two Harbors Investment Corp., United Wholesale Mortgage /

The move by United Wholesale Mortgage’s (UWM) parent company to acquire Two Harbors Investment Corp. for $1.3 billion — the first acquisition in its history — marks a shift towards a more balanced business model between origination and servicing for the nation’s top mortgage lender. UWM will continue to focus on its broker channel, while

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Matic report reveals stabilization in 2025 home insurance market

Homeowners insurance, Housing Market, HWmember, Insurance, Matic /

Despite years of sharp price increases, the home insurance market showed signs of stabilization in 2025, according to Matic‘s annual year-end trends and predictions report. The report, released Thursday, is based on proprietary data from properties quoted and insured through Matic. It examines developments in the 2025 home insurance market, along with their implications for

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AD Mortgage survey reveals positive 2026 outlook

HWmember, Lenders, Mortgage, Mortgage Broker, Mortgage Rates, Non-QM /

AD Mortgage on Thursday released its first Mortgage Professionals Pulse Report & 2026 Outlook, which offers a glimpse into broker sentiment, performance, challenges and expectations based on a survey of more than 300 mortgage professionals nationwide. The survey, conducted in late November and early December, found that 70% of respondents said 2025 was a better

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