December 2025

Zillow was right to kill Climate RiskScores

Four row houses in South Philadelphia share a wall. Their flood risk scores: 6, 4, 1, 3. This is real data from First Street, the climate analytics firm whose scores Zillow removed from over a million listings last month. The houses are on my block. They’re literally attached to each other, yet their risk profiles

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The tenant boom and investment surge: Why 2026 is agents’ rental inflection point

As 2025 ends, the U.S. housing market is revealing a new reality. Homeownership is slipping farther out of reach for many, while the pool of renters and small landlord investors expands. For agents, that shift transforms rentals from a fallback option into a primary business opportunity. 2026 will not be another patch year. It will

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Coldwell Banker affiliate adds sales division of Tennessee agency

The sales division of Historic & Distinctive Homes LLC, along with its owner Karen Hoff, will join Coldwell Banker Southern Realty in Nashville. “This is an alignment of two incredible brands that combine deep local market history with the power of the Coldwell Banker Global Luxury network,” said Jason Nagy, executive sales manager for Coldwell

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Lennar targets margin stability with operational efficiency and steady volume

By the time Lennar executives reached the question-and-answer portion of their fourth-quarter 2025 earnings call this morning, the tone had shifted. From explanation to defense. What had looked, just a quarter earlier, like early clues of stabilization instead revealed a more complicated reality: the housing market did not behave as expected, and neither Lennar nor

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5 best Oregon real estate schools for 2026

If you’re thinking about getting your real estate license in Oregon, it’s important to know that everyone starts out as a broker. Before you can take the state exam, you’ll need to knock out 150 hours of coursework through an approved Oregon real estate school. Those hours cover everything from contracts and finance to agency

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Housing for the 21st Century Act clears House committee, heads to floor vote

The Housing for the 21st Century Act advanced in the House on Wednesday after a markup by the Financial Services Committee, setting the stage for a potential floor vote in early 2026. Lawmakers also unanimously passed a separate bill extending the authorization of the National Flood Insurance Program (NFIP). H.R. 5577 extends the program through

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CrossCountry Mortgage adds top VA loan producer Patton Gade

CrossCountry Mortgage (CCM) announced Wednesday that it’s welcoming the Victor Alpha Group to the company. Led by the husband-and-wife duo of Patton Gade and Shari Gade, the team brings more than 20 mortgage professionals with military ties to CCM. “This team exemplifies the values that define CrossCountry Mortgage,” Ron Leonhardt, founder and CEO of CrossCountry

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Mutual of Omaha issues $243.3M reverse mortgage securitization

Mutual of Omaha Mortgage is marketing a $243.3 million securitization backed by newly originated proprietary reverse mortgages, according to a presale report published Monday by Morningstar DBRS. The transaction is backed by 318 reverse mortgages with about $200.1 million in unpaid principal balance, most of which were originated in 2025 and are secured by first

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Harvard study: how low immigration could impact housing demand

On Tuesday, Harvard University’s Joint Center for Housing Studies (JCHS) updated an August homeownership and household growth report with an addendum that adds a low-immigration scenario.  Under the low-immigration scenario, the number of homeowning households would decline by approximately 88,000 to 99,000 per year relative to a baseline scenario assuming historical immigration levels. The number

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