National home-price growth is slowing as 2025 comes to an end, while economists anticipate affordability to improve in the new year, multiple reports found. Processing Content The Federal Housing Finance Agency’s index increased 0.4% in October on a seasonally-adjusted monthly basis and 1.7% from a year ago. Prices jumped 1.3% monthly and 1.4% annually on […]
Home-price appreciation slows toward end of year Read More »
A federal judge has barred eight former Union Home Mortgage employees from originating loans in their local cities, a win for the lender in an ongoing lawsuit. Processing Content The multichannel lender sued its ex-branch managers and loan officers this year after they moved to American Pacific Mortgage in January. The plaintiff firm accused its
LOs hit with temporary bans in Union Home Mortgage case Read More »
Key insight: The deal is expected to create a $23 billion-asset company with operations focused around New Jersey and New York. What’s at stake: OceanFirst is vowing to reduce its commercial real-estate concentration, which was already hefty and will grow larger following the completion of the Flushing transaction. Forward look: Warburg Pincus will make a
OceanFirst to buy Flushing Financial, raise $225M from Warburg Pincus Read More »
A new Nevada law set to go into effect will permit insurance providers to exclude wildfire damage in homeowners policies in 2026. Processing Content Legislation passed in the Silver State this spring means insurers receive explicit legal protection if they opt out of wildfire coverage for standard policies issued after Jan. 1. With the change,
New insurance law to change Nevada wildfire coverage in 2026 Read More »
(Bloomberg) –Three US senators opened an inquiry into insurance ratings firm Demotech and whether its assessments may be exposing Fannie Mae and Freddie Mac — and ultimately taxpayers — to growing risks tied to climate-driven insurer failures. Processing Content In a letter sent Tuesday to Fannie Mae acting Chief Executive Officer Peter Akwaboah and Freddie Mac CEO Kenny Smith,
US lawmakers launch probe into insurance rating firm in Florida Read More »
Key insight: The Trump administration would violate an existing court order if it allows the CFPB to run out of funding by declining to request money from the Federal Reserve. Supporting data: The Judge held that the Dodd-Frank Act requires the CFPB to request funding from the Fed’s “combined earnings,” even when the Fed’s expenses
Judge blocks effort to allow CFPB funding to run out Read More »
Once viewed as a niche option, private lending has rapidly entered the mainstream as more borrowers discover the speed, flexibility, and accessibility of private credit financing. But as the industry attracts new borrowers, it is also evolving with their needs, particularly in the balance between short-term and long-term loans. To understand where private lending is
Private lending in 2025: A market in transition Read More »
The median first-time homebuyer in the U.S. in 40 years old, which is a record high. One of the main reasons is that Millennials typically delay ownership by about 7 years, and Gen Z only have a 26% homeownership rate by their late 20s, far behind previous generations.A growing financial strain These younger Americans are
For those tracking servicing regulation and compliance, Consumer Financial Protection Bureau cutbacks have pushed attention toward agencies like the Federal Housing Administration, whose distressed loan rules are likely to shape servicing priorities in 2026. Processing Content “There’s really not a lot going on with the CFPB,” said Donna Schmidt, president and CEO of DLS Servicing.
CFPB void shifts focus to other types of servicing rules Read More »
As the housing industry prepares for 2026, Realtor.com is taking some time to double down on its Let America Build campaign. Initially launched in March 2025, the national campaign advocates for solutions to expand housing supply. Realtor.com describes the campaign, which calls on lawmakers to make pro-building choices, as an effort to advocate for “solutions
Realtor.com urges action on US housing supply shortage Read More »