A key mortgage rate fell to its lowest point since the end of October and was one basis point higher than its 2025 trough but remained in the same general range it has occupied in the fourth quarter, Freddie Mac reported. Processing Content “The average 30-year fixed-rate mortgage decreased further this week,” said Sam Khater, […]
Benchmark mortgage rate drops to second lowest point in 2025 Read More »
Key Insight: Discover how strategic office design interrupts “functional freeze” and boosts retention. What’s at Stake: Rising stress undermines productivity; poor design risks turnover and higher operating costs. Supporting Data: Over 80% of US employees report workplace stress, per OSHA. Source: Bullets generated by AI with editorial review Workplace stress has reached critical levels, with
Redesigning the office to reduce stress Read More »
Despite certain pronouncements otherwise, rumors of email’s demise have been gravely exaggerated, as recent data shows it is not only still around, it’s ubiquitous. Processing Content Over the years there have been many articles announcing email is dying or already dead and good riddance. Compared to options like dedicated messaging apps, chat platforms and social
Email, despite complaints, remains ubiquitous Read More »
When your house doesn’t sell, it does more than disrupt your plans, it hits close to home. You prepared for the next chapter. You told people you were moving. You pictured where you’d go next. And then nothing happened. It’s normal to feel frustrated, confused, or even a little embarrassed. But here’s the part you
Your House Didn’t Sell. What Now? Read More »
Non-qualified mortgages have been driving private-label securities in recent years, representing nearly half of the market in 2025, and they and other PLS loan types are poised for further growth going into 2026. Processing Content This part of the residential mortgage-backed securities market has been on track to break a record in 2025 with a
Private-label RMBS set for biggest year since crisis Read More »
Texas Lt. Gov. Dan Patrick recently announced “Operation Double Nickel,” a proposal that would lower the age for senior property tax benefits from 65 to 55 and expand homestead tax exemptions. According to Patrick’s website, the plan “would accelerate school property tax cuts, reduce school property taxes, and freeze appraised values for more than 3.3
Texas proposes property tax cuts for homeowners 55+ Read More »
Mortgage rates started the year slightly above 7% but are heading into the holiday season near the 6.2% level. Looking ahead to 2026, lenders and industry experts expect some relief, though not a dramatic shift. On Monday, Mortgage News Daily reported that 30-year conventional fixed rates averaged 6.24%, down 2 basis points (bps) over the
Mortgage rates cool in 2025, but 2026 relief likely limited Read More »
Economic growth is expected to slow in 2026 and remain below trend for several years as higher interest rates and lingering inflation pressures weigh on the U.S. economy, according to the Mortgage Bankers Association’s December Economic and Mortgage Finance forecasts. MBA economists Mike Fratantoni, Joel Kan and Judie Ricks wrote that the forecasts show 2025
MBA 2026 forecast: Slow growth amid inflation, rate hikes Read More »
U.S. mortgage delinquencies jumped sharply in November, reaching their highest level in more than four years, according to ICE Mortgage Technology’s latest First Look report, released on Tuesday. The national delinquency rate rose to 3.85% in November, up 50 basis points from October, as the number of past-due mortgages increased by 275,000 to about 2.3
November sees sharp rise in U.S. mortgage delinquencies Read More »
In a wholesale mortgage market dominated by giants, Arizona-based lender The Loan Store (TLS) has found a way to grow quickly by hiring a team of “samurai” account executives and underwriters from across the industry and picking up loans that others would deny. In the first nine months of 2025, the company doubled its origination
How The Loan Store doubled volume in a crowded wholesale market Read More »