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January 2026

How hybrid operations are elevating builder performance

Artificial Intelligence, Homebuilders, New Home Star, Sponsored /

Today’s homebuyers move at a digital speed. They expect answers in minutes, not hours, and seamless conversations to continue across websites, SMS, and digital campaigns, with personalized guidance delivered without delay. Builders, meanwhile, are investing more heavily in digital marketing platforms and lead generation tools. Yet response rates from Online Sales Consultants (OSC) haven’t kept […]

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UAD 3.6 is live, but many lenders aren’t ready

Appraisals, Mortgage technology, Secondary markets, Underwriting /

UAD 3.6, a sweeping overhaul of how residential appraisals are reported to Fannie Mae and Freddie Mac, becomes available to all lenders on Jan. 26. The rollout comes even as many lenders are still sorting out what the change will mean for their appraisal workflows, systems and timelines. Processing Content The new standard replaces UAD

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Trump’s JPM lawsuit unlikely to succeed, experts say

JPMorgan Chase, Litigation, Politics and policy /

What’s at Stake: The lawsuit accuses JPMorganChase of trade libel and breach of good faith, claiming CEO Jamie Dimon violated Florida’s Unfair and Deceptive Trade Practices Act.  Supporting Data: Under commercial law and bank account agreements, banks can close accounts at any time for any reason, leading many experts to call the suit “frivolous.” Forward

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Prepayments jump as lower rates spur December refi surge

Distressed, Housing markets, Servicing /

Late-year interest rates drove mortgage prepayment speeds back upward in December, as homeowners sought to capitalize through refinances, according to Intercontinental Exchange.   Processing Content Prepayments increased to a 0.91% share of current liens, surging almost 10% from November’s pace, ICE Mortgage Technology’s monthly First Look report said. December’s rate was up by more than 59%

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TCPA class action complaints hit more mortgage lenders

Law and legal issues, MARKETING TO BORROWERS /

Small brokerages and big lenders are facing more lawsuits over annoying phone calls and text messages, in cases that could last years and cost companies millions of dollars.  Processing Content Consumers have filed at least eight Telephone Consumer Protection Act claims in recent months against mortgage players, including two lawsuits against United Wholesale Mortgage in

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Lower mortgage rates boosting demand early in 2026

Housing Inventory, Housing Market, Housing Market Tracker, HWmember, Mortgage Rates, New listings, Purchase Applications /

Lower mortgage rates are driving increased housing demand in 2026, as shown by another positive week in our Housing Market Tracker data. Both weekly pending home sales and purchase application data posted gains last week — both week over week and year over year. My work over the years indicates that housing demand strengthens when

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Don’t count on the ‘silver tsunami’ for housing inventory surge

Affordability, Baby Boomer, Home Prices, Home Sales, Housing Inventory, HWmember, Retirement, Reverse /

Inherited homes accounted for a record share of U.S. property transfers in 2025, a shift in how housing supply reaches the market and challenging expectations that aging baby boomers who wish to downsize will unlock a surge of homes for sale. New data from Cotality shows that about 340,000 U.S. properties were transferred through inheritance

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Senior home equity surges to record $14.7T

Home Equity, Home Prices, HWmember, NRMLA, Retirement, Reverse, Reverse Mortgage Daily, RiskSpan /

Older U.S. homeowners held a record level of housing wealth in the third quarter of 2025, driven by rising home values and continued equity accumulation, according to the latest Reverse Mortgage Market Index (RMMI). Housing wealth among homeowners ages 62 and older rose 1.9% in the third quarter of 2025 to $14.66 trillion, surpassing the

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Americans are moving less frequently — and staying closer to home

Affordability, Austin, Bank of America, Denver, Housing Market, HWmember, Los Angeles, Miami, New York, Philadelphia /

Fewer Americans are packing up and relocating, and when they do move, they are likely to stay within their current region, according to a new analysis published by Bank of America. The findings suggest that the era of a dramatic nationwide migration has faded, replaced by a quieter trend of households trading one nearby city

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TikTok forms US entity, easing social media marketing concerns for mortgage pros

HWmember, Marketing, Mortgage, Regulatory, Social Media, Technology, TikTok /

TikTok has finalized a deal to form a new U.S. entity with investors that include Oracle, Silver Lake and Emirati firm MGX, easing the threat of a nationwide ban and allowing the social media app to continue operating for more than 200 million American users. The company said Thursday that the new TikTok U.S. joint

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