Nothing of any great importance came out of yesterday’s 10:00 numbers; Personal Income was slightly lower than expected but everything else was as expected, and who knows if month-old numbers even matter. Processing Content From low yields made early yesterday treasuries faded until around 10:30 when buyers stepped up and by noon the 30-year yield […]
Treasury yields wobble as technical gaps come into play Read More »
Natural disasters can upend lives in an instant, leaving homeowners to cope with emotional trauma and financial uncertainty. Mortgage lenders and housing professionals play a critical role in helping clients rebuild. By connecting survivors to counseling and financial coaching services, you can make recovery faster, safer, and more sustainable. Why recovery counseling matters The emotional
President Donald Trump has floated proposals to make it easier for Americans to pull from their 401(k) retirement accounts to buy a home — framing the idea as a way to boost homeownership and financial stability. But financial experts say the strategy could undermine long-term financial security, particularly as housing costs rise and retirement savings
Tapping a 401(k) for homeownership is risky business, experts say Read More »
AmeriTrust Mortgage Corp. has appointed Shea Pallante as chief revenue officer as the lender pursues a growth strategy that includes expanding into nondelegated correspondent channels and more than doubling its monthly origination volume. A mortgage industry veteran, Pallante joins AmeriTrust from non-QM wholesale lender Brokers First Funding. He previously served as president of now-defunct non-QM
AmeriTrust hires Shea Pallante as it preps for correspondent lending launch Read More »
The federal tax bill passed in mid-2025 includes a provision marketed as “no tax on Social Security,” but it does not eliminate taxes on benefits. Instead, the One Big Beautiful Bill Act expands deductions for older Americans, potentially reducing federal taxes for many retirees, a finance leader recently explained. A blog post by Luke Delorme
New deduction may lower seniors’ Social Security tax burden Read More »
President Donald Trump’s executive order restricting large institutional investors from purchasing single-family homes has broad – even bipartisan – political appeal. Still, most housing experts doubt that it will exert a significant impact on affordability. The order could also pose risks for builders that have made a practice of selling in bulk to institutional investors
Digging into how an institutional investor ban would play out Read More »
It is no secret that the National Association of Realtors (NAR) has faced its fair share of legal challenges over the past few years. From the commission lawsuits, to an investigation by the Department of Justice (DOJ) to lawsuits over the three-way membership agreement and the now defunct, optional no-commingling rule, NAR’s legal team has
NAR outlines legal risk mitigation, litigation strategy in 2025 report Read More »
In the mortgage industry, the initial reaction to President Donald Trump’s proposal to cap credit card interest rates at 10% has been concern that the policy could ultimately backfire on would-be homebuyers. The cap might seem beneficial on paper, but the long-term consequences, including reduced credit availability, could outweigh the benefits, mortgage professionals told HousingWire.
Mortgage pros warn credit card rate cap could backfire on homebuyers Read More »
The rent stabilization bug has hit Providence, RI. Municipal officials there are jumping on the bandwagon with other cities and states whose local officials have adopted or are weighing the policy as a housing affordability strategy. Providence City Council President Rachel Miller, alongside council allies, introduced an ordinance this week that would cap most annual
Providence mulls 4% rent cap as national rent control debate boils Read More »
Newfi Lending, a national mortgage lender focused on non-QM originations, announced Tuesday that it’s expanding its debt-service-coverage ratio (DSCR) loan program to allow larger loan amounts, financing for rural properties and the use of qualifying cryptocurrency assets to meet reserve requirements without liquidation. The updates are aimed at real estate investors who hold digital assets
Newfi Lending expands DSCR program to accept crypto reserves Read More »