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January 2026

New York program helps gig workers qualify for mortgages

Affordability, Airbnb, Homebuyers, HWmember, New York City, Real Estate, Regulatory /

The New York City Housing Partnership launched a new homeownership initiative aimed at helping gig workers and self-employed New Yorkers qualify for mortgages — funded through a multi-year partnership with Airbnb. The program — called Pathways to Homeownership — is designed to assist workers who rely on nontraditional income sources such as freelancers, seasonal workers […]

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Roc360 REIT receives $150M investment to target renovation loans

Fix and Flip, HWmember, Investment Properties, Investors, Mortgage /

Singapore-based investment firm Temasek has closed a $150 million investment in a fund managed by real estate lending platform Roc360, the companies announced Thursday. The capital will be allocated to an investment vehicle focused on residential transition loans used to finance home renovations. Temasek, which manages a $324 billion investment portfolio, first partnered with Roc360

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10 best markets for first-time homebuyers in 2026

First time home buyers, Home Prices, Housing markets /

Almost all of the top markets for first-time homebuyers are located in the eastern half of the United States, a new report from Realtor.com found. Processing Content Rochester, New York, topped the list based on factors including affordability, inventory and local amenities. Rochester placed second last year behind Harrisburg, Pennsylvania, which ranks second in 2026.

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How Trump’s institutional investor homebuying ban could impact loans

Uncategorized /

President Trump’s plan to restrict institutional investor purchases of single-family homes through bipartisan legislation to promote consumer access to affordable housing does match a past goal pursued by Democrats but has many practical challenges, industry professionals said Thursday. Processing Content “Trying to crack this nut of the affordability issues that we have in this country

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Expert Forecasts Point to Affordability Improving in 2026

Expert Forecasts Point to Affordability Improving in 2026

For Buyers, For Sellers, Forecasts, Home Prices, Inventory, Mortgage Rates /

Wondering what to expect from the housing market in 2026? You’re not the only one. For the past few years, affordability has been the biggest barrier standing between most people and their next move. And a lot of buyers and sellers have been holding their breath waiting for things to get better. The good news?

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Mortgage Rates Modestly Higher on Thursday. Friday’s Risks Are Bigger

Uncategorized /

Mortgage Rates Modestly Higher on Thursday. Friday’s Risks Are Bigger Mortgage rates were just a hair higher for the average lender on Thursday. The underlying bond market lost some ground following a stronger weekly Jobless Claims report and in sympathy with global bond market weakness overnight.  Because rates are based on bonds, when bonds are

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New York joins states imposing CRA on nonbank lenders

Affordable housing, LOAN PRODUCTS, Originations, Regulation and compliance /

New York is the latest state to implement a nonbank Community Reinvestment Act, with laws already in place in Massachusetts and Illinois and one pending in New Jersey. Processing Content While it will be a compliance burden for these lenders, at least one nonbank executive also thinks it is an opportunity. A regulation has been

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Trump directs $200 billion mortgage bond buy in housing push

Fannie Mae, Freddie Mac, Housing affordability, Trump administration /

US President Donald Trump said he was directing the purchase of $200 billion in mortgage bonds, which he cast as his latest effort to bring down housing costs ahead of the November midterm election.  Processing Content Trump announced the move on Thursday in a social media post, which was unclear on how the buys would

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Treasuries slip ahead of jobs report, possible tariffs ruling

Economic news, Federal Reserve, Treasury bonds, Treasurys /

Treasuries slid as investors anticipated Friday’s December employment data and possible Supreme Court strike-down of tariffs that have improved the US fiscal position. Processing Content Yields across maturities were higher by less than three basis points after rebounding from session lows. US economic data showing improved productivity, weekly initial jobless claims near recent lows and

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Conforming mortgage rates should remain around 6% in 2026

Economy, MARKETING TO BORROWERS, Mortgage Rates, Originations /

Mortgage rates are starting 2026 marginally higher, according to Freddie Mac, with many observers expecting them to approach and possibly even move below the 6% barrier. Processing Content “In the first full week of the new year, mortgage rates remained within a narrow range, hovering close to the 6% mark,” said Sam Khater, Freddie Mac’s

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