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January 2026

Mortgage credit slips from peak as conforming products retreat

LOAN PRODUCTS, Mortgage Bankers Association, Originations /

Loan credit availability increased from a year earlier but finished 2025 at its tightest in three months, as conforming products in particular took a notable dive, according to the Mortgage Bankers Association.   Processing Content Across-the-board pullbacks, led the MBA’s mortgage credit availability index to drop 2.6% in December to a reading of 104.7 from November’s […]

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CFPB raises HMDA exemption and escrow thresholds

CFPB News & Analysis, Regulation and compliance /

Lenders with less than $59 million in assets last year won’t have to share their home loan data with the government. Processing Content The Consumer Financial Protection Bureau on Wednesday raised its Home Mortgage Disclosure Act reporting exemption threshold by $1 million over the prior year, the smallest annual increase since 2023. The regulator, which

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The architecture of ambition: Kind Lending and CANDID partner to redefine the mortgage enterprise

CANDID, HWmember, Mortgage, Sponsored, Technology /

In an industry often tethered to the patchwork systems of the past, true institutional growth requires more than a software update. It requires a foundational shift. Today, Kind Lending, the national mortgage powerhouse founded by industry icon Glenn Stearns, announced a strategic partnership with CANDID to execute exactly that: a comprehensive modernization of its operational

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Social Security proposals raise stakes for senior homeowners

Affordability, Congress, Homeownership, HWmember, Politics, Reverse, Reverse Mortgage Daily, Social Security /

A wave of recent proposals from think tanks across the ideological spectrum argue that the ultimate solution for keeping Social Security viable lies in fundamentally changing how the program works. According to federal actuaries, Social Security’s trust funds are projected to be depleted by 2032. If Congress takes no action, benefits would be cut across

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CoStar forecasts Homes.com profitability in 2030

Agent, Andy Florance, CoStar Group, Homes.com, HWmember, Real Estate /

CoStar Group is kicking off 2026 by providing investors and analysts with a look at its plans for the new year.  In a release on Wednesday, the firm provided an update on financial and corporate governance initiatives for 2026, much of which is the result of a “robust review” of the company by the Capital

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Lennar sells majority stake in multifamily business, signaling strategic shift

homebuilder, Homebuilders, Lennar, Multifamily, Multifamily Housing, The Builder's Daily /

Lennar announced on Tuesday that TPG Real Estate has acquired a majority stake in Quarterra, Lennar’s multifamily vertical. Lennar will maintain a minority interest, but the deal signals a strategic recalibration as the builder’s multifamily business struggled with a sizeable net loss last year. In fiscal 2025, Lennar’s multifamily business experienced an operating loss of

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Compass-Anywhere merger wins shareholder approval, closing expected soon

Anywhere, Brokerage, Compass, HWmember, Mergers and Acquisitions, Real Estate /

Stockholders of both Compass and Anywhere Real Estate voted “overwhelmingly” to approve the proposed merger between the two firms. The shareholder approval came after the two firms held special shareholder meetings on Wednesday for the purpose of this vote.  According to a joint press press release, approximately 99% of the votes cast at Compass’s meeting

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Maryland bids for deeper reforms to address housing affordability

Affordable housing, Policy, Reform, The Builder's Daily, Zoning /

Maryland Gov. Wes Moore on Tuesday rolled out a trio of housing bills that push his state deeper into the trenches of a national fight over affordability and land use.​ Set for introduction when the new General Assembly session starts next week in Annapolis, the Governor’s proposals would jump‑start construction near transit, legalize smaller starter

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What will bring first-time buyers into the 2026 housing market?

Adjustable-Rate Mortgage, Buydown, First-Time Homebuyers, Housing Market, HWmember, National Association of Realtors, Real Estate, VA Loan /

Will 2026 be a turning point for prospective first-time homebuyers? The National Association of Realtors (NAR) seems to think so.  In a report published on Tuesday, the trade group says that it expects the housing affordability landscape to improve throughout the year. Driving this improvement, according to NAR, will be a steady rise in housing

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Trump wants ban on large institutional investors buying homes

Donald Trump, HWmember, Institutional investors, LendingLife, Mortgage, Origination, Politics, Real Estate, Single-Family Rentals, Trump administration /

President Donald Trump said Wednesday that he is moving to ban large institutional investors from buying single-family homes, framing the proposal as a way to improve housing affordability. “I am immediately taking steps to ban large institutional investors from buying more single-family homes, and I will be calling on Congress to codify it. People live

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