Apply Online
Schedule a Call

January 2026

UWM trying to toss lingering RESPA class action claims

Law and legal issues, Marketing, Originations /

United Wholesale Mortgage is trying to erase the remnants of a lawsuit which prominently scrutinizes the megalender’s relationship with its thousands of mortgage broker partners. Processing Content A federal judge gutted the racketeering class action suit last fall, which accuses the wholesale leader of conspiring with loyalist brokers to steer customers to higher-cost home loans. […]

UWM trying to toss lingering RESPA class action claims Read More »

First Federal purchases Fidelity’s mortgage division

Industry News, M&A, Originations /

First Federal Bank, headquartered in Lake City, Florida, is expanding its retail mortgage operations into Louisiana and Mississippi with the acquisition of NOLA Lending Group. Processing Content The mutual bank signed a definitive agreement to purchase NOLA Lending, a mortgage division of Louisiana-based Fidelity Bank, it announced in a press release Monday.  The financial details

First Federal purchases Fidelity’s mortgage division Read More »

Insurance costs ‘seriously’ influencing many home purchases

Climate Change, Homeowners insurance, Housing markets, Servicing /

The effect of surging insurance costs over the past few years is raising alarms for many homeowners, with nearly half saying higher premiums are “seriously” influencing new purchase strategy. Processing Content Approximately 49% of homeowners said insurance costs factored in either “very heavily” or “seriously” behind purchase decisions, according to a recent survey from Kin.

Insurance costs ‘seriously’ influencing many home purchases Read More »

Treasuries rise on weak U.S. manufacturing, bullish option trades

Bank of Montreal, Manufacturing industry, Treasurys /

(Bloomberg) — Treasuries rose after the first batch of this week’s US economic reports was weaker than expected, with gains extending amid hefty buying of bullish options targeting a decline in the benchmark 10-year yield below 4% in the coming weeks. Processing Content Yields gravitated back toward session lows — down three to four basis

Treasuries rise on weak U.S. manufacturing, bullish option trades Read More »

Fed’s Kashkari flags concern about labor market

Fed’s Kashkari flags concern about labor market

Federal Reserve, Interest rates, Monetary policy, Politics and policy /

David Paul Morris/Bloomberg Processing Content Key Insight: Minneapolis Fed President Neel Kashkari said the labor market is continuing to cool, though he wants to see additional data before deciding how monetary policy should proceed. Expert Quote: “My guess is we’re pretty close to neutral right now, and we just need to get more data to

Fed’s Kashkari flags concern about labor market Read More »

Treasuries rally stalls amid resurgent corporate bond supply

Federal Reserve, Treasury bonds /

Treasuries pared gains spurred by demand for havens as the first full week of the new year brought an expected surge in sales of new corporate bonds that will compete for investor cash.      Processing Content The rally sparked by the weekend US arrest of Venezuela’s President Nicolas Maduro also faltered as oil prices rebounded from

Treasuries rally stalls amid resurgent corporate bond supply Read More »

You searched for why pre approval should be your first step not an afterthought | Keeping Current Matters

Buying Tips, First-Time Buyers, For Buyers /

3 “Housing market trends give important context. But whether this is a good time to buy a house also depends on your financial situation, life goals and readiness to become a homeowner.” So, instead of trying to time the market, focus on what you can control. Here are a few questions that can give you clarity

You searched for why pre approval should be your first step not an afterthought | Keeping Current Matters Read More »

New homeowner data challenges mortgage rate lockdown theory

First-Time Homebuyers, Housing Inventory, Housing Market, HWmember, Mortgage Rates /

I have often debated whether the mortgage rate lockdown is real or just another housing myth. At first glance, the lockdown theory seems like common sense, so when mortgage rates jumped from 3% to 7% in 2022, it was logical to wonder why anyone would choose to sell their home. People with low rates seemed

New homeowner data challenges mortgage rate lockdown theory Read More »

From military service to the built world: Why construction still struggles with accountability and visibility

Construction, Contributors, HWmember, Opinion /

Transitioning from military service to a civilian career is rarely straightforward. For me, it led to the built environment — an industry that, to my surprise, felt immediately familiar. Construction sites, development teams, and project organizations operate under pressures familiar to military units: tight timelines, limited resources, high stakes, and the need to coordinate across

From military service to the built world: Why construction still struggles with accountability and visibility Read More »

NRMLA backs New Jersey bill clarifying reverse mortgage rules

Compliance, HWmember, Mortgage, New Jersey, NRMLA, Reverse, Reverse Mortgage Daily /

The National Reverse Mortgage Lenders Association (NRMLA) has voiced formal support for New Jersey Senate Bill 4970 — urging lawmakers to advance legislation that would clarify how reverse mortgages are treated under the state’s secondary mortgage law. In a letter sent to State Sen. Joseph Lagana, the association said the bill would exempt reverse mortgage

NRMLA backs New Jersey bill clarifying reverse mortgage rules Read More »