February 2026

Mortgage originators brace for rising costs as ban on abusive trigger leads nears

A ban on abusive trigger leads that’s set to take effect in early March is already driving up overall costs to acquire leads and putting pressure on mortgage originators’ business models, industry experts told HousingWire. Sources say this short-term shift is part of a broader set of trends — including heightened competition for first-party data […]

Mortgage originators brace for rising costs as ban on abusive trigger leads nears Read More »

Stewart Title NCS appoints Nevada leadership

Stewart Title National Commercial Services (NCS) has added a veteran Nevada title executive to oversee commercial operations in the state. The company announced that Ian Swainston has joined as vice president and operations manager — supporting commercial growth efforts across Nevada. Swainston brings more than 29 years of experience in Nevada’s title insurance industry. His

Stewart Title NCS appoints Nevada leadership Read More »

Old Republic Title shifts direct operations to Qualia

Old Republic Title is moving its direct operations onto Qualia’s cloud-based platform, marking a technology shift for one of the nation’s largest title insurance underwriters. The rollout began with Oregon operations moving to Qualia’s system — with transition expected to continue across western states. “Old Republic’s decision to move its direct operations onto Qualia is

Old Republic Title shifts direct operations to Qualia Read More »

Mortgage lenders report strong start to 2026 homebuying season

Mortgage lenders are entering the 2026 spring homebuying season with strengthening business pipelines, fueled by lower mortgage rates, rising refinance incentives and early signs of improving purchase demand. “We’re off to a great start,” Alex Elezaj, executive vice president and chief strategy officer for United Wholesale Mortgage (UWM) said in an interview with HousingWire. “Spring

Mortgage lenders report strong start to 2026 homebuying season Read More »

Investor share of U.S. home purchases holds at 30% in 2025

Investor share of U.S. home purchases holds at 30% in 2025

Cotality reported Thursday that real estate investor activity in the U.S. single-family home market remained stable through 2025, accounting for 30% of all purchases, up slightly from 29% in 2024. Persistent housing unaffordability is keeping many owner-occupant buyers on the sidelines while fueling demand for rental properties, the report found. “Fewer first-time homebuyers mean more

Investor share of U.S. home purchases holds at 30% in 2025 Read More »

NAMB outlines 4-part housing affordability fix

NAMB outlines 4-part housing affordability fix

An integrated solution involving four key areas needs to come to fruition in order to solve the affordable housing crisis, the National Association of Mortgage Brokers argues in its latest white paper. Processing Content Those points were listed in a document accompanying the white paper and include: Increasing the housing supply Reducing regulatory barriers Lowering

NAMB outlines 4-part housing affordability fix Read More »

Fannie Mae, Freddie Mac add new rate buydown disclosures

Fannie Mae, Freddie Mac add new rate buydown disclosures

Fannie Mae and Freddie Mac will be providing new loan-level disclosures about interest-rate buydowns in mortgage-backed securities this spring to address investor interest in tracking their use, which can impact prepayments. Processing Content The new disclosures applicable at the government-sponsored enterprises that buy many lenders’ loans become effective April 20 for MBS issued on or

Fannie Mae, Freddie Mac add new rate buydown disclosures Read More »

FHA delinquencies rise above 11%

Mortgage delinquency rates increased in the most recent quarter, with Federal Housing Administration-backed distress spiking to multiyear highs, according to the latest industry report.  Processing Content Delinquencies increased to 4.26% in the fourth quarter on a seasonally adjusted basis, jumping up 27 points three months earlier, with upticks observed across all leading loan types. Year

FHA delinquencies rise above 11% Read More »