February 2026

Rate cap debate sidesteps big unknowns in credit card pricing

Key Insight: After calling for a 10% rate cap on credit cards last month, President Donald Trump has grown quiet on the issue. But experts say regulators don’t have a very detailed understanding of how the market works or how pricing decisions are made.   What’s at Stake: Billions of dollars worth of travel rewards would […]

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MBA’s Broeksmit says credit bureau trade group “gaslit” mortgage industry

Mortgage Bankers Association (MBA) President and CEO Bob Broeksmit took the stage at the trade group’s IMB26 Conference in Florida to say that its members and he himself have “just been gaslit by the trade association that represents the credit bureaus.” The MBA has proposed that lenders submit a single-bureau credit pull for loans sold

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Retirement accounts become emergency funds as financial stress rises

Long-term retirement accounts are increasingly serving as sources of emergency funds as American workers confront rising costs and persistent financial anxiety, according to multiple recent studies. Surveys from Allianz Life Insurance, Payroll Integrations and F&G Annuities and Life show Americans cutting back on retirement contributions and tapping savings meant for later life to cover immediate

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Fewer Medicare Advantage plans could create tough choices for senior homeowners

Rising health care costs, paired with minimal rate growth for Medicare Advantage plans, could accelerate insurer withdrawals from states and counties nationwide, potentially disrupting coverage options for millions of older Americans. Several of the nation’s largest insurers — including UnitedHealthcare, Aetna, Elevance Health and Humana — have already scaled back Medicare Advantage offerings in 2026

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BLS jobs report for January delayed by partial government shutdown

The January jobs report published by the U.S. Bureau of Labor Statistics (BLS) will not be released as scheduled on Friday due to the partial federal government shutdown that began Saturday. The report will be issued once funding resumes. The shutdown was triggered after Congress failed to pass funding bills that include money for the

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Builders FirstSource acquires Pleasant Valley Homes

Builders FirstSource, the largest American supplier of structural building products, quietly acquired the assets of Pennsylvania-based Pleasant Valley Homes, a wholesale manufacturer of modular homes.  Lori Conrad, Senior Director of Corporate Communications for Builders FirstSource, confirmed to The Builder’s Daily that the company acquired Pleasant Valley Homes’ assets in November at an undisclosed price. The

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Sasha Jackson joins Housing Policy Council as SVP for market structure

The Housing Policy Council (HPC) — a trade association representing mortgage lenders and servicers, title insurers, and technology and data companies — said Monday that Alexander (Sasha) Jackson has joined the organization as senior vice president for market structure. Jackson brings more than 15 years of experience in housing finance across the public and private

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Announcing the 2026 TECH100 Real Estate Winners

The Tech100 Real Estate award honors the most innovative and impactful companies transforming the real estate industry. This award highlights organizations that are driving efficiency, transparency, and accessibility, reshaping how real estate professionals operate and serve their clients. Now in its 7th year, the Tech100 Real Estate program provides a trusted resource for real estate professionals, showcasing

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Announcing the 2026 TECH100 Mortgage Winners

The Tech100 Mortgage Award recognizes the most innovative and influential organizations shaping the future of mortgage lending. Tech100 highlights companies delivering technology that meaningfully improves how mortgages are originated, processed, closed, and serviced — driving greater efficiency, transparency, and confidence across the housing ecosystem. Now in its 14th year, the Tech100 program has become a

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Homebuying power improves as prices cool, inventory expands

U.S. homebuyers are gaining ground on affordability as price growth slows and housing supply expands, according to the latest HousingWire Data through Jan. 24. While affordability challenges persist — despite mortgage rates trending lower — recent shifts are improving purchasing power and giving buyers more leverage than they had a year ago. Nationally, the median

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