Enjoy complimentary access to top ideas and insights — selected by our editors.Want unlimited access to top ideas and insights? Subscribe Now Federal Reserve Board Vice Chairman for Supervision Michelle Bowman gave a very significant statement about banks and the Basel III risk weights for residential loans and mortgage servicing rights to the American Banker […]
Basel proposal helps banks, but changes little Read More »
Home prices increased nationwide on a seasonally adjusted basis, a pair of widely followed metrics agree, although they vary on the size of the increase. Processing Content The Federal Housing Finance Agency House Price Index hit another high in December at 440.36, up from 439.72 in November, a change of 0.1. Price rose 0.8% on
Home prices are up… depending on where you look Read More »
Processing Content Key insight: Banks made $295.6 billion in net income in 2025. Supporting data: Banks’ net interest margin hit 3.39%. Forward look: Shortly after the data window, which showed no bank failures in Q4 2025, a small Chicago bank failed in January. Banks closed 2025 profitably, with higher rates of lending and stable credit
Banks close 2025 with strong profits, higher lending Read More »
Key Insight: Chicago Fed President Austan Goolsbee said inflation has not eased as quickly as previously forecast, underscoring the need for a cautious approach to interest rate cuts. Expert quote: “I remain optimistic that there can be more rate cuts this year. But that hinges on seeing actual progress on inflation that shows we are
Fed’s Goolsbee: Prioritize inflation before further cuts Read More »
The real estate grind never stops, and it’s downright draining. Between the endless showings, those 10 p.m. “is this a load-bearing wall?” texts from clients and the pressure to go viral on TikTok, it’s a miracle you get any sleep at all. Most agents are mainlining caffeine and secretly wishing they could clone themselves just
AI for real estate agents: How to make friends with the bots and grow your business Read More »
In land development, timing isn’t just important — it’s everything. The difference between a project that delivers strong returns and one that merely gets by often comes down to how efficiently capital flows through the deal. For developers working in Municipal Utility Districts (MUDs) across Texas, there’s a structural timing problem that’s been eating into
Turbo-charging development returns with The Launch Bond Read More »
In the two-thousand-mid-teens, you would not have needed a crystal ball to predict that three Japan-based vertically integrated real estate powerhouses would each rank among the nation’s top 15 enterprises. That’s because each of those three organizations – Daiwa House, Sekisui House and Sumitomo Forestry – having established beachheads in the U.S. homebuilding and residential
UHG goes private: Daiwa House’s Stanley Martin strikes $221M deal Read More »
Leadership at C2 Financial is looking to reclaim a top wholesale ranking by strengthening its infrastructure, leveraging artificial intelligence, recruiting and mentoring the next generation of loan officers, and expanding from 42 states to nationwide coverage. In 2021, C2 was ranked No. 1 on Inman’s top 10 list of independent mortgage brokers to gain market share, which used
C2 Financial pushes for nationwide growth, top broker ranking Read More »
Housing affordability is usually framed through numbers: mortgage rates, housing supply, construction costs and zoning restrictions. Washington debates the numbers, and families feel the squeeze. But there is another housing cost hiding in plain sight—real estate fraud. With Congress working on bipartisan housing solutions and the State of the Union address just around the corner, it’s
The hidden housing cost Washington can’t ignore: real estate fraud Read More »
Investor sentiment in the fix-and-flip housing market improved at the end of 2025, even as overall transaction volume fell to its lowest level in a decade. That’s according to a recent survey conducted by Kiavi and John Burns Research & Consulting. In the fourth quarter of 2025, the Burns + Kiavi Fix and Flip Market
Fix-and-flip investor sentiment climbs even as 2025 activity declines Read More »