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February 2026

Trade groups push for lower MSR capital charges, tailored mortgage risk weights

Banking, basel III, Federal Deposit Insurance Corporation, Federal Reserve, HWmember, Mortgage, Mortgage Bankers Association, MSRs, Office of the Comptroller of the Currency, Regulatory, Regulatory Compliance /

Eight trade groups representing lenders are urging federal regulators to revise bank capital rules by adopting a more tailored risk weight for mortgages held on balance sheets and by significantly cutting the capital charge applied to mortgage servicing rights (MSRs). In a letter sent Friday to the Federal Reserve, the Federal Deposit Insurance Corp. and the […]

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Opendoor posts $1.3B loss in 2025 but sees path to profitability

Earnings, HWmember, iBuying, Opendoor, Real Estate, Technology /

Opendoor may have lost $1.3 billion in 2025, but company executives say the iBuyer is back on track to becoming a profitable business.  On an earnings call with investors and analysts Thursday evening, Opendoor CEO Kaz Nejatian called his company’s fourth quarter and full-year 2025 earnings “good.” During the fourth quarter of 2025, Opendoor reported

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2025 new-home sales inched up; concessions weakened prices

Homebuilders, Marketing & Sales, New Home Sales, Residential Real Estate, The Builder's Daily /

A delayed December new-home sales release showed a slight increase in 2025 over a year earlier, but median new-home sales prices decreased, reflecting a challenging homebuilding market weighed down by cost reductions, elevated incentives and a slower-than-expected sales pace.  “New home sales ended 2025 on a mixed but resilient note, signaling steady underlying demand despite

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REMAX posts higher 2025 net income despite U.S. agent drop

Brokerage, Earnings, HWmember, Real Estate, REMAX /

For REMAX, U.S. agent count remains a challenge, even as the company reported a larger net income in 2025 than it did in 2024, according to an earnings report published on Thursday evening.  In 2025, REMAX reported a net income of $8.2 million, up from $7.1 million. This increase came despite revenue for the year

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Kiavi closes $350M RTL securitization, nears $7B in total issuance

Fix and Flip, HWmember, Investors, Kiavi, Mortgage, Origination, Real Estate Investing, Secondary market, Securitization /

Kiavi, a digital nonbank lender for residential real estate investors, announced Thursday that it closed a $350 million rated securitization of residential transition loans (RTLs). The transaction marks Kiavi’s sixth rated securitization and 24th deal under its LHOME shelf, bringing its total offered notes to more than $6.8 billion since inception, the company said. The

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Study reveals bureau score gaps, fueling tri-merge credit debate

Credit Score, Equifax, Experian, HWmember, Mortgage, Origination, TransUnion, Underwriting, VantageScore /

A study by Andrew Davidson & Co. found meaningful credit score discrepancies among the three major bureaus — a key data point for those arguing in favor of maintaining the tri-merge standard rather than shifting to a bi-merge or single-report model. According to the paper, released Friday, 35% of the 245 million scored consumers in

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Trump’s tariffs overturned by Supreme Court in 6-3 decision

Donald Trump, Housing Market, Legal, Politics, Supreme Court, Tariffs, Trump administration /

The Supreme Court on Friday ruled in a 6-3 decision that President Donald Trump overstepped his authority by imposing sweeping tariffs under a federal law intended for national emergencies, a decision that marks a rare defeat for the administration at the high court, which holds a 6-3 conservative majority. The court found that Trump’s use

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Mortgage trade groups back call for updates to Basel III

Industry News, Originations, Politics and policy, Regulation and compliance /

A consortium of mortgage and banking trade groups is voicing support for changes to a capital risk framework governing depository institutions, which if enacted could expand their participation in home lending.  Processing Content In a letter addressed to federal officials, the groups called for further reexamination and a reproposal of the Basel III rule that

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