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March 2026

Builders push back on 7-year build-to-rent selloff rule in ROAD Act

Affordable housing, Homebuilders, Politics and policy, REALTORS & HOMEBUILDERS /

Several trade groups usually supportive of efforts to increase housing inventory are taking exception to new homebuilding language added to a federal bill currently under Senate consideration. Processing Content Lawmakers added a provision in the 21st Century ROAD to Housing Act that will require large institutional investors purchasing build-to-rent properties to sell units they purchase […]

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Congress risks shutting out small housing investors

Politics and policy /

Policymakers in Washington are increasingly focused on the role of large institutional investors in the single-family housing market. The concern is straightforward: if large private equity firms are buying millions of homes, they could contribute to rising housing costs and reduced access for Americans trying to buy their first house. Processing Content Those concerns deserve

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MISMO releases VA, FHA form standards for industry use

MISMO releases VA, FHA form standards for industry use

LOAN PRODUCTS, Mortgage technology, Originations, Secondary bond market, Underwriting /

The Mortgage Industry Standards Maintenance Organization has moved a pair of initiatives related to two government-guaranteed mortgage loans programs up to candidate recommendation status. Processing Content First, the data mapping for a key form in the Veterans Affairs loan process has achieved this status, meaning the standard has been thoroughly reviewed by industry participants and

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Economy loses 92,000 jobs in February

Economy, Employment data, Monetary policy, Politics and policy /

Key insight: The Bureau of Labor Statistics reported that the economy lost 92,000 jobs in February, signaling a cooling labor market. Supporting data: Health care jobs fell by 28,000, while the overall unemployment rate held steady at 4.4%. Forward look: The declining job totals could signal to the Federal Reserve that rate cuts are necessary

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House committee passes bank deregulatory package

Community banking, Politics, Politics and policy /

Key insight: The package includes measures that had already been considered by the committee, including a bill on brokered and custodial deposits and a number of measures aimed at relaxing oversight, particularly for community banks.  What’s at stake: The package is opposed by some Democrats, who argue the bill favors large banks as well as

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Better’s Tinman engine now accessible from OpenAI’s ChatGPT

Artificial Intelligence, Better.com, Equities, Mortgage technology, Underwriting /

Better Home & Finance launched an app which allows users to connect to its Tinman underwriting engine directly in ChatGPT from OpenAI. Processing Content Access is through a custom Model Context Protocol connector built by Better in collaboration with OpenAI. MCP is an open standard which enables integration between large language model applications and external

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Taxes, insurance eat 21% of mortgage payments

Homeowners insurance, Housing affordability, Property taxes, Servicing /

Homeowners are feeling the weight of surging tax and insurance costs, and first-time buyers are sometimes waking up to unpleasant surprises when they see the bill, according to a new analysis.  Processing Content Property taxes and homeowners insurance costs now make up an average of 21% of monthly mortgage payments across the U.S., according to

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Oil price shock pushes mortgage rates back above 6%

Economy, MARKETING TO BORROWERS, Mortgage Rates, Originations /

Mortgage lenders left their desks Friday with the 30-year fixed finally below 6%. When they returned Monday morning, the market was in turmoil, with the benchmark 10-year Treasury at one point up 11 basis points from the previous close. Processing Content As a result, the 30-year fixed rate mortgage moved up 2 basis points this

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