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Author name: Ricky Vasquez

FDIC adds banker to regulatory appeals board in final rule

FDIC, Politics and policy, Regulation and compliance /

Key Insight: The Federal Deposit Insurance Corp. is restructuring its supervisory appeals process. Supporting data: The final rule requires the three-member appeal panel to have at least one member with supervisory or examination experience and another with industry experience. Forward look: Comptroller of the Currency Jonathan Gould said the Office of the Comptroller of the […]

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Coalition backs 3 ways to cut housing costs without Congress

Housing markets, Originations, Politics and policy, Secondary markets /

A trio of industry trade groups has suggestions for ways the White House can take action to meet a policy goal around making single-family homeownership more accessible to consumers without the legislation some other concepts require. Processing Content Ending a requirement to pay for three credit reports, reducing loan-level pricing adjustments and Federal Housing Administration

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Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.

Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.

Affordability, For Buyers, Mortgage Rates /

If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years. This moment marked a critical threshold. Now, rates are sitting in the

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UWM, executive deny influence over AIME in Sweeney lawsuit

Law and legal issues, Marketing /

United Wholesale Mortgage and its chief marketing officer are distancing themselves from the Katie Sweeney legal saga, denying they have undue influence over a broker trade group. Processing Content The company and its CMO Sarah DeCiantis formally responded to Sweeney’s accusations last week, part of her fight to recoup $300,000 from the Association of Independent

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What D.R. Horton’s dominance means for every U.S. homebuilder

Homebuilder Confidence, Homebuilders, Housing Market Data, Leadership, New Home Sales, The Builder's Daily /

We’ve said it before. When D.R. Horton reports its quarterly earnings, what you’re watching isn’t just the scoreboard of America’s largest homebuilder. You’re watching a business model operating at a different altitude — and with different oxygen — than almost every other homebuilding enterprise in the country. And when it performs, the implications go far

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Philadelphia proposes new retirement savings program

Pew Research Center, Philadelphia, Retirement, Reverse /

The Philadelphia City Council has advanced a proposal to create PhillySaves, a city-sponsored automated retirement savings program designed to reach private sector workers whose employers do not offer retirement benefits. City officials said the initiative aims to expand access to retirement savings while placing minimal administrative burdens on employers. Under legislation approved by the council,

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Long-term care advocates speak out on regulatory rollbacks

Baby Boomer, Biden Administration, Centers for Medicare and Medicaid Services, HWmember, Long-term care, Reverse, Reverse Mortgage Daily, Trump administration /

The Trump administration has rolled back a series of health care regulations affecting nursing homes, home care workers and Medicare beneficiaries — scrapping minimum staffing standards and launching a new experiment that expands prior authorization in traditional Medicare. The changes reverse years of advocacy efforts by consumer groups and labor organizations. They are expected to

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Real estate leaders applaud Trump’s focus on housing, but question the impact

Affordability, Anthony Lamacchia, Bess Freedman, Brokerage, Donald Trump, Fannie Mae, Freddie Mac, HomeServices of America, HWmember, Institutional investors, Lamacchia Realty, Legislation, Real Estate, Trump administration /

During his speech at the World Economic Forum in Davos on Wednesday President Donald Trump outlined three policy initiatives he was undertaking to help improve housing affordability for American consumers. In the speech, he did discuss his “ban” on large institutional investors purchasing single-family homes, his direction to the government-sponsored enterprises (GSEs) to acquire up

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Pennsylvania bill targets local curbs on shared housing

Affordability, Affordable housing, Policy, The Builder's Daily /

A group of Pennsylvania lawmakers wants to scrap local limits on shared living in a move that could reopen the door to boarding houses, single-room occupancy buildings, and other shared housing statewide.​ House Bill 2109 – with support from seven state legislators signing on sponsor a committee vote – would bar municipalities from using zoning

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