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Author name: Ricky Vasquez

Trump’s 401(k) proposal could help homebuyers, hurt retirement funds

Affordability, Donald Trump, Down Payment Assistance, Homeownership, HWmember, LendingLife, Mortgage, Politics, Retirement, Trump administration /

President Donald Trump’s expected proposal to allow Americans to tap their 401(k) retirement accounts without penalties to fund down payments could ease one of the biggest barriers to homeownership, but it could come at the cost of weakening long-term retirement security. The idea was absent from Trump’s speech on Wednesday at the World Economic Forum […]

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First American launches free title monitoring, fraud alerts

Cybersecurity, First American, First American Financial Corporation, HWmember, Real Estate, Real Estate Fraud, Title, Title insurance, Wire Fraud /

First American Title is offering customers a free property title monitoring and fraud alert service, citing growing concerns about real estate crime and identity-based property theft. The service alerts homeowners to new public record filings — such as deeds or liens — that could affect property ownership. Losses tied to cybercrime exceeded $13.7 billion in

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The AI future of real estate runs straight through the MLS

Artificial Intelligence, HWmember, Marketing, MLS/Associations, Real Estate, Real Estate Marketing, Technology /

The real estate industry is entering a decisive window as agentic AI moves from novelty to infrastructure. WAV Group’s new strategic white paper lays out how autonomous systems capable of planning, reasoning and executing multi-step workflows will reshape how brokers, agents, MLSs and vendors operate. Unlike generative tools that answer prompts, agentic AI proactively manages

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Trade groups urge White House to lower FHA premiums, ease loan fees

Affordability, credit report, FHA loan, Government Lending, HWmember, Independent Community Bankers of America, Mortgage, Mortgage Bankers Association, Mortgage insurance, Regulatory, Trump administration, White House /

Multiple mortgage lending trade groups are urging the White House to take administrative steps to lower the costs of home loans, arguing that federal regulations have driven up borrowing expenses as affordability worsens. In a letter sent Wednesday to White House National Economic Council Director Kevin Hassett, the Mortgage Bankers Association, America’s Credit Unions and

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Prudent AI launches same-day mortgage income calculator

HWmember, Income verification, Mortgage, Technology, Underwriting /

Delaware-based fintech company Prudent AI on Wednesday announced the launch of Prudent AI Upfront Income, a tool that it calls the mortgage industry’s “first universal income platform designed to calculate qualified income for any loan type in a single tool with same-day certainty.” The company explained in a press release that mortgage lenders can use

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Pending-home sales plunge by most since start of pandemic

Housing markets, Originations /

����IdExifII*�� ���(13�2�;�i� �Prospective buyers arrive during an open house at a home in Seattle, Washington, US, on Sunday, Jan. 18, 2026. With the crucial spring homebuying season ahead, real estate agents finally have something fresh to sell: the lowest mortgage rates in three years.SONYILCE-9M2,,Adobe Photoshop Lightroom Classic 15.1 (Macintosh)2026:01:18 15:33:45David Ryder’������”�’�d0�2�d�0231�����$�,� 4�)�_��>�4��@_S�n5�{�m��Z���kyC�1�’j~��o��o��#��2JG��:���#�yth%q��N^X���xU��{�(x��/�Q�Ґ’m���7M���Y� ��� �x$��h���T�V��{��Em�i�j���nQi3ʮ�����L����z]ȆK�����q�]� ���l��E����n��

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Mortgage Rates Sideways to Slightly Lower

Uncategorized /

Markets held more sideways overnight as traders awaited further geopolitical developments today surrounding Greenland. Both stocks and bonds lost ground yesterday on the threat of additional tariffs (and counter-tariffs) as well as decreased participation in the US bond market from foreign wealth funds.  When bonds lose ground, rates move higher.  Bond market improvement was tentative

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U.S. 20-year bond auction draws good demand at higher yield

Bank of Montreal, Tariffs, Treasurys /

(Bloomberg) — An auction of 20-year Treasury bonds drew good demand, suggesting investors were assuaged by the rise in yields sparked by US aggression over control on Greenland and challenging fiscal conditions globally. Processing Content The $13 billion auction was awarded at 4.846%, about a basis point lower than its yield in trading just before

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Go Mortgage appoints Jay Promisco as CEO

Go Mortgage appoints Jay Promisco as CEO

CAREER & COMPENSATION, Career moves, Industry News /

Go Mortgage has named longtime lending executive and technology advocate Jay Promisco as CEO. Processing Content The former president of Sierra Pacific Mortgage, Promisco moved over to take the helm at Columbus, Ohio-based Go after the acquisition of originations assets belonging to his previous company last year. The news was first reported in The Mortgage

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Bankers wary of nonbank payment rivals in 2026

Editorial Research, M&A, Market Intelligence, Payments, Technology /

American Banker’s 2026 Predictions Report Mergers and acquisitions, nonbank competition and digital assets are all factors shaping how banks will perform in the coming months. American Banker’s 2026 Predictions report was fielded online during October and November of 2025 among 174 banking professionals who work across a variety of executive roles at banks, credit unions,

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