Author name: Ricky Vasquez

Trump building order targets supply-side constraints

A new federal executive order from President Trump related to “removing regulatory barriers to home construction” aims to increase affordable inventory through broad deregulation. Processing Content The Federal Housing Finance Agency and the Department of Housing and Urban Development are among several public entities the order directs to take a series of steps to that […]

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How real estate agents are helping young homebuyers overcome fears, finances

The age at which Americans buy their first home can dramatically shape their financial future — and a delay in first-time homeownership is forcing real estate agents to rethink how they market to younger buyers. A new Generational Wealth Report from Realtor.com finds that households purchasing their first home by age 30 build significantly more

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Why most brokerages scale for revenue but fail to profit

In real estate, growth is often measured by one number. Volume. More agents.More transactions.More gross commission income (GCI). On paper, it looks impressive. The brokerage is “scaling.” But behind the scenes? Profit margins are shrinking. This is one of the most common and costly mistakes for Broker Owners: Scaling revenue without scaling profitability. The revenue

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Block Renovation’s Julie Kheyfets on aging-in-place renovations and ADUs

As the senior demographic continues to grow and evolve, reverse mortgage professionals may be getting more questions about home renovation projects and how to fund them. Tapping into home equity through a traditional reverse mortgage, a proprietary product or even the vastly underutilized HECM for Purchase program can be a path for seniors to repair

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From loan pools to consumer wallets: The ripple effects of credit score lender choice

On January 15, 2026, the FHFA provided documentation to the Housing Policy Council (HPC) in response to a Freedom of Information Act (FOIA) request made in July of 2023.  Those documents, though redacted, clearly indicated that the GSEs did not recommend approving two scores as was directed by the FHFA. Rather, the GSEs only recommended

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How Public Financing Wins Projects Before You Build

How Public Financing Wins Projects Before You Build

In the homebuilding business, the war is often won or lost before a single foundation is poured. The real battle takes place in conference rooms and municipal offices, where the language of annexation agreements, development agreements and special district financing documents gets hammered out. Smart builders understand this truth: The terms negotiated at the front

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Federal court rules against CFPB in funding lawsuit

Key insight: The court declared that Consumer Financial Protection Bureau Director Russell Vought’s decision not to request funding for the agency was a “transparent display of partisanship” and granted summary judgment to Rise Economy, a consumer advocacy group that had sued the CFPB over the decision. What’s at stake: The judge rejected the CFPB’s novel

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