Freedom Mortgage is expanding with a deal to acquire Seneca Mortgage Servicing. Processing Content Parent company Freedom Superior signed an agreement to buy the firm and its related entities from asset manager EJF Capital, it announced Monday. It’s yet another move by one of the industry’s biggest players to add servicing assets, in more consolidation […]
Freedom acquires Seneca Mortgage Servicing Read More »
Treasuries opened better this morning, the 5-year below Friday’s lowest yield, but now a lot of damage needs to be undone. Processing Content Friday’s closes were mixed, the same as the openings, but the losses for the week were the largest in nearly a year. After months of sideways trading, on January 20th the 5-year
Treasury yields may still be headed higher Read More »
You may have seen headlines on social saying the number of buyers backing out of their contracts is on the rise – and has recently reached a high not seen since 2017. That can sound intimidating. But it varies a lot by market. And here’s the key thing to understand if you want to sell.
The #1 Reason Buyers Walk Away (And How To Get Ahead of It) Read More »
The age at which Americans buy their first home can dramatically shape their financial future — and a delay in first-time homeownership is forcing real estate agents to rethink how they market to younger buyers. A new Generational Wealth Report from Realtor.com finds that households purchasing their first home by age 30 build significantly more
How real estate agents are helping young homebuyers overcome fears, finances Read More »
In real estate, growth is often measured by one number. Volume. More agents.More transactions.More gross commission income (GCI). On paper, it looks impressive. The brokerage is “scaling.” But behind the scenes? Profit margins are shrinking. This is one of the most common and costly mistakes for Broker Owners: Scaling revenue without scaling profitability. The revenue
Why most brokerages scale for revenue but fail to profit Read More »
As the senior demographic continues to grow and evolve, reverse mortgage professionals may be getting more questions about home renovation projects and how to fund them. Tapping into home equity through a traditional reverse mortgage, a proprietary product or even the vastly underutilized HECM for Purchase program can be a path for seniors to repair
Block Renovation’s Julie Kheyfets on aging-in-place renovations and ADUs Read More »
On January 15, 2026, the FHFA provided documentation to the Housing Policy Council (HPC) in response to a Freedom of Information Act (FOIA) request made in July of 2023. Those documents, though redacted, clearly indicated that the GSEs did not recommend approving two scores as was directed by the FHFA. Rather, the GSEs only recommended
From loan pools to consumer wallets: The ripple effects of credit score lender choice Read More »
In the homebuilding business, the war is often won or lost before a single foundation is poured. The real battle takes place in conference rooms and municipal offices, where the language of annexation agreements, development agreements and special district financing documents gets hammered out. Smart builders understand this truth: The terms negotiated at the front
How Public Financing Wins Projects Before You Build Read More »
Key insight: The court declared that Consumer Financial Protection Bureau Director Russell Vought’s decision not to request funding for the agency was a “transparent display of partisanship” and granted summary judgment to Rise Economy, a consumer advocacy group that had sued the CFPB over the decision. What’s at stake: The judge rejected the CFPB’s novel
Federal court rules against CFPB in funding lawsuit Read More »
Lower mortgage rates and less volatility have been one of the key positive stories in 2026 for the housing market. Until last week, rates were under 6.25% all year and we didn’t see much volatility, which is a key variable for a healthy housing market. However, a lot of that changed last week as the
Housing demand still positive, but for how long with rising rates? Read More »