Author name: Ricky Vasquez

Redwood launches Aspire securitization shelf with $391M non-QM deal

Redwood Trust closed a $391 million securitization backed by nonqualified mortgages (non-QMs), marking the inaugural deal from its Aspire platform that was expanded in early 2025, the company announced Friday. The transaction (SPIRE 2026-1) establishes Redwood’s third securitization shelf, alongside Sequoia for nonagency mortgages and CoreVest for business-purpose lending. Aspire’s first securitization includes 752 loans […]

Redwood launches Aspire securitization shelf with $391M non-QM deal Read More »

Allied Title and Escrow expands into Ohio, Michigan

Virginia-based Allied Title and Escrow has expanded its operations into Ohio and Michigan — bringing its total footprint to 14 states. The move marks another step in Allied’s national growth strategy and expands its presence in the Midwest as leaders cited increased demand from real estate agents, lenders and investors seeking technology-driven title and escrow

Allied Title and Escrow expands into Ohio, Michigan Read More »

Can innovation, policy reform redeem manufactured housing’s image?

What realistic, visionary, and wise players in the U.S. housing sector believe is that some solutions are already here, hidden in plain sight. Part of the problem is that what often hides those solutions from view is a past history, baggage or a whiff of negative reputation. Manufactured housing is among them. And, because of

Can innovation, policy reform redeem manufactured housing’s image? Read More »

FinCEN’s AML rule reshaping title processes — and buyer behavior

A sweeping new anti-money laundering rule from the Financial Crimes Enforcement Network (FinCEN), took effect this week, introducing new reporting obligations for certain residential real estate transactions. The regulation, effective March 1, expands federal oversight into parts of the real estate market that historically operated with limited anti-money-laundering reporting requirements — particularly cash purchases and

FinCEN’s AML rule reshaping title processes — and buyer behavior Read More »

Negative jobs report keeps mortgage rates calm amid surging oil prices 

Oil prices are surging and mortgage rates are roughly flat so far today. It has been a crazy day in the bond market: the 10-year yield first went lower after the jobs report, then Trump posted that the goal in Iran is “ultimate surrender,” which sent the 10-year yield higher with oil prices over $90.

Negative jobs report keeps mortgage rates calm amid surging oil prices  Read More »

The condo queen: How a Miami broker closes $1B+ a year

On paper, Maile Aguila’s story reads like a fairy-tale version of the American dream: After 30 years of hard work, a daughter of 1960s Cuban exiles sells $1 billion worth of Miami condos in a single year for a multi-national developer. Then she partners with The Agency, one of the buzziest luxury real estate brokerages

The condo queen: How a Miami broker closes $1B+ a year Read More »

Angel Oak’s Tom Hutchens on new growth path for non-QMs as rates ease

When mortgage rates stayed higher for longer over the past few years, originators increasingly turned their attention to nonqualified mortgages (non-QMs). But that resurgence may not lose momentum even if rates decline in 2026. “We traditionally have seen nonagency volumes represent about 10% of the mortgage business. If you figure it’s $2 trillion a year

Angel Oak’s Tom Hutchens on new growth path for non-QMs as rates ease Read More »

Ninja Selling’s Larry Kendall: Control the habits, not the headlines

Real estate agents and brokers are bombarded daily with headlines predicting the industry’s next upheaval. Let it go, says Larry Kendall, founder of Ninja Selling, because most of that noise sits firmly outside of your control. While it’s important you keep up with current headlines, Kendall believes real estate professionals and brokers should take a

Ninja Selling’s Larry Kendall: Control the habits, not the headlines Read More »

Job market softens as US payrolls fall by 92K in February

In a sign of a still-softening labor market, U.S. employers eliminated 92,000 nonfarm payroll jobs in February, according to data released Friday by the U.S. Bureau of Labor Statistics (BLS). Economists say the report is unlikely to change the Federal Reserve’s stance on interest rates. Meanwhile, the jobs numbers for December 2025 were downwardly revised

Job market softens as US payrolls fall by 92K in February Read More »

Trigger leads restrictions rewrite mortgage outreach rules

The mortgage industry is starting to work through major changes after a federal law restricting abusive trigger leads took effect this week, limiting when credit bureaus can sell a borrower’s information to competing lenders. The policy stems from the Homebuyers Privacy Protection Act (S.B. 3502), which amends the Fair Credit Reporting Act to curb the

Trigger leads restrictions rewrite mortgage outreach rules Read More »