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Author name: Ricky Vasquez

Mortgage lenders report strong start to 2026 homebuying season

CrossCountry Mortgage, Guild Mortgage, Homebuying, HWmember, LendingLife, Mortgage, Mortgage Rates, NewRez, Origination, Refinancing, United Wholesale Mortgage /

Mortgage lenders are entering the 2026 spring homebuying season with strengthening business pipelines, fueled by lower mortgage rates, rising refinance incentives and early signs of improving purchase demand. “We’re off to a great start,” Alex Elezaj, executive vice president and chief strategy officer for United Wholesale Mortgage (UWM) said in an interview with HousingWire. “Spring […]

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Investor share of U.S. home purchases holds at 30% in 2025

Investor share of U.S. home purchases holds at 30% in 2025

Cotality, Data & Visuals, Housing Market, HWmember, Institutional investors, Real Estate Investing, Rental Properties, Single-Family Housing /

Cotality reported Thursday that real estate investor activity in the U.S. single-family home market remained stable through 2025, accounting for 30% of all purchases, up slightly from 29% in 2024. Persistent housing unaffordability is keeping many owner-occupant buyers on the sidelines while fueling demand for rental properties, the report found. “Fewer first-time homebuyers mean more

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NAMB outlines 4-part housing affordability fix

NAMB outlines 4-part housing affordability fix

Housing affordability, Housing markets, Originations, Politics and policy, Underwriting /

An integrated solution involving four key areas needs to come to fruition in order to solve the affordable housing crisis, the National Association of Mortgage Brokers argues in its latest white paper. Processing Content Those points were listed in a document accompanying the white paper and include: Increasing the housing supply Reducing regulatory barriers Lowering

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Fannie Mae, Freddie Mac add new rate buydown disclosures

Fannie Mae, Freddie Mac add new rate buydown disclosures

Capital markets, Fannie Mae, Freddie Mac, GSEs, MBS, Secondary markets /

Fannie Mae and Freddie Mac will be providing new loan-level disclosures about interest-rate buydowns in mortgage-backed securities this spring to address investor interest in tracking their use, which can impact prepayments. Processing Content The new disclosures applicable at the government-sponsored enterprises that buy many lenders’ loans become effective April 20 for MBS issued on or

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FHA delinquencies rise above 11%

Distressed, Housing markets, Servicing /

Mortgage delinquency rates increased in the most recent quarter, with Federal Housing Administration-backed distress spiking to multiyear highs, according to the latest industry report.  Processing Content Delinquencies increased to 4.26% in the fourth quarter on a seasonally adjusted basis, jumping up 27 points three months earlier, with upticks observed across all leading loan types. Year

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Inflation cools to 2.4%, bolstering Fed’s cautious rate outlook

Inflation, Interest rates, Monetary policy, Politics and policy /

Key Insight: Inflation showed signs of cooling in January, with the annual inflation rate dropping to 2.4%. Supporting data: Prices excluding food and fuel rose 0.3% in January, while food increased 0.2% and energy prices ticked down by 1.5%, the report found. Forward look: The January inflation reading remains slightly above the Fed’s longstanding 2%

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Dr. Lee Davenport: Fair Housing Equalizer

Agent, Contributors, Fair Housing, Opinion, Real Estate, Real Estate Agents, Ten Minute Talks /

Featured in this episode: Dr. Lee Davenport MBA Professor & Executive Coach at HousingWire Zebulon Lowe Senior Director of the Content Studio at  HousingWire Relevant Links: Open the door to the most powerful room in housing. Join us April 27th-30th at The Gathering by HousingWire. The AI Summit on August 11th The Builder’s Daily Summit on

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Three moves lenders should take now to stay ahead of AI regulation

Artificial Intelligence, Compliance, Contributors, Dark Matter Technologies, Fair Lending, HWmember, Mortgage, Opinion, Origination, Technology /

Mortgage lenders don’t have the luxury of waiting for AI regulations to settle. While states and Washington spar over who sets the rules, lenders remain fully accountable for how artificial intelligence is used in underwriting, servicing, marketing and fraud detection. The question is no longer if AI will be regulated; it’s whether lenders are ready

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