Author name: Ricky Vasquez

What Fannie Mae, Freddie Mac MBS purchases mean for reform

The government-sponsored enterprises’ move toward buying mortgage-backed securities to lower rates in the near term has raised questions about whether it diverts attention from broader reform efforts. Processing Content The answer appears to be that MBS buying could add to capital challenges at the margins, but ultimately it doesn’t do much to change the big […]

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NAR antitrust cases net sellers another $42M

Real estate brokerages will shell out another $42 million to home sellers and their attorneys to settle lingering antitrust litigation related to the massive National Association of Realtors case. Processing Content A federal judge last week granted final approval to settlements by eight brokerages, funds which could reach upwards of 2.6 million consumers, according to

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Rate partners with Alianza to expand bilingual mortgage education

Rate and Alianza have entered a multi-year collaboration that names Rate the official mortgage lending partner of Alianza, a grassroots soccer platform serving Latino communities across the United States. The agreement follows a pilot partnership in 2025 and will run through the 2026 and 2027 seasons, a release from Rate confirmed. Activations are planned across

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Barrier to entry: builders’ first challenge is to work through a glut

For builders, particularly in the Sun Belt, the challenge from the get-go in 2026 will be to work through surplus entry-level inventory. As monthly-payment affordability pressures from high mortgage rates and home prices plague first-time buyers, solving this supply imbalance will only occur gradually.  The wait, however long, will be both a test of patience

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February Demo Day: Insellerate’s Aithena

Insellerate’s Aithena Aithena empowers mortgage lenders to analyze 100% of calls, coach in real time, and predict closable deals with 89.4% accuracy—right from the first conversation. Drive empathy, elevate performance, and capture more revenue with AI + Human insight.. Product Fast Facts #1 89.4% accuracy in predicting closable deals from the first call #2 38%

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February Demo Day: Blend

Blend’s Rapid Home Equity Blend’s Rapid Home Equity is an automated digital origination solution that leverages real-time data to accelerate the home equity lending cycle. It features instant pre-approvals, pre-filled applications, and integrated debt consolidation tools, enabling lenders to close loans in days rather than weeks with significantly higher pull-through and operational efficiency. Product Fast

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NEXA Lending CEO Mike Kortas explains why he’s buying shell companies

NEXA Lending CEO Mike Kortas is in the process of acquiring several shell companies to build joint ventures, he said in an exclusive interview with HousingWire on Monday.  “They are for multiple JVs with large teams, agencies, builders and strategic partnerships,” Kortas said without providing details on each transaction, which he said will be announced

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Single-file credit proposal reignites debate over savings vs risks

A proposal to replace the longstanding tri-merge credit report with a single-file model has reignited debate over borrower costs and systemic risk, placing trade associations on opposing sides. Supporters argue a single pull would encourage more predictive credit data and reduce systemwide costs without materially increasing risk in some cases, noting that mortgage servicing rights

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February Demo Day: DigitalTax® Forecasting Insights by Cotality

DigitalTax® Forecasting Insights DigitalTax Forecasting Insights helps servicers and local governments anticipate future tax amounts and escrow needs by identifying potential shortages early. Our Forecasting tool improves cash‑flow planning, reveals drivers behind underfunded accounts, and enables proactive borrower communication—strengthening operations and reducing surprises for servicers, municipalities, and homeowners. Product Fast Facts #1 Cutting-edge dashboards for

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The Ultimate Listing Appointment Checklist (+ Tips & Scripts)

The Ultimate Listing Appointment Checklist (+ Tips & Scripts)

Successful listing agents know that winning the listing starts long before they walk through the door. Preparation is what allows you to lead the conversation, answer questions with confidence, and avoid getting caught off guard during the appointment. This guide breaks down exactly how to prepare for a listing appointment and how to navigate it

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