Author name: Ricky Vasquez

The mortgage market runs on IMBs. Washington hasn’t caught up

Last week the Community Home Lenders of America released its CHLA 2025 Report on Independent Mortgage Banks.   Processing Content The report leads off by highlighting significant developments over the past year that affect mortgage lender/servicers and the homebuyers and borrowers they serve.   In many ways, 2025 was a good year, at least for advocacy […]

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Housing demand is still positive even with epic snowstorm

With an epic snowstorm hitting large areas of the U.S. recently, I expected housing data to take a hit after the solid start we had already seen in 2026, but it remained mostly positive, which surprised me. The big key to that, of course, is that mortgage rates, even with all the crazy headlines recently,

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WalletHub says these are the best states for retirees in 2026

A new WalletHub study compares all 50 states to identify where retirees may find the most favorable balance of affordability and quality of life — with Wyoming taking the top spot. The analysis highlights wide disparities between states, with some offering budgets that stretch much further than others. Following closely behind Wyoming were Florida, South

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House approves funding boost for Social Security Administration

The House of Representatives approved legislation last week to bolster customer service efforts at the Social Security Administration (SSA), advancing a broader funding package aimed at avoiding a government shutdown at the end of this month. Lawmakers paired the funding increase with oversight requirements, instructing the SSA to avoid closing field offices or cut direct

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Zillow workforce reduced by 3% amid annual performance reviews

A Zillow spokesperson has confirmed to HousingWire that the real estate listing portal giant has terminated approximately 200 employees or roughly 3% of the firm’s total workforce in recent weeks. The company confirmed that the cuts were widespread throughout the company and not concentrated to any particular business segment. According to the company, these were

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Meritage holds its line as new-home demand turns inelastic

There’s a version of this market where “buying sales” becomes the default operating system for nearly everyone. When that happens, the question stops being whether incentives rise. They do. The real question becomes: who has the operational and balance-sheet self-control to decide where to lean in—and where to hold the line—even if it means slower

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Austin Niemiec to lead Rocket Pro as Dan Sogorka departs

Austin Niemiec will take the helm of Rocket Pro following the departure of Dan Sogorka, according to people familiar with the transition who spoke to HousingWire. Niemiec will retain his title as chief revenue officer of Rocket Mortgage but will focus exclusively on the broker and correspondent channel through Rocket Pro. He will report to

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Christie’s International Real Estate launches Charleston affiliate

Two South Carolina-based Christie’s International Real Estate affiliates are teaming up to form a joint venture and launch the brand’s first Charleston, S.C.-based operation. The firm announced the launch of IndigoOak Christie’s International Real Estate on Thursday.  The new affiliate is the result of a joint venture between The Litchfield Company, based in Pawleys Island,

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Utah lawmakers target starter homes with lot size reform

Utah lawmakers opened their 2026 legislative agenda with a proposal to revive a once-bedrock fixture of the American Dream of homeownership: starter homes. By streamlining permit approvals and rezoning for smaller property lots, Beehive State legislators will try to pry open a path to first-time homeownership. The bill would reduce minimum lot sizes to encourage

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