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Affordability

ALTA’s David Townsend on housing affordability and title insurance regulations

Affordability, ALTA, Fannie Mae, Fidelity National Financial, Freddie Mac, Housing Inventory, HWmember, Title, Title insurance /

As new American Land Title Association (ALTA) President David Townsend steps into his role, he’s wasting no time setting an agenda that includes expanded housing access and a halt to right-to-list agreements — also known as non-title recorded agreements for personal service (NTRAPS). Townsend said these initiatives, along with efforts to improve affordability, streamline permitting […]

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Financially stressed homeowners are delaying essential repairs

Affordability, Home Improvement, Homeowners insurance, Homeownership, Housing Market, HWmember /

A growing number of homeowners are putting off necessary maintenance and repairs, leading to safety concerns, higher costs and long-term financial strain, according to a new report from Bold North Roofing. The study found that 71% of homeowners have postponed at least one home project in 2025 — and 60% are actively delaying essential maintenance.

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Renters are moving more than homeowners, but US mobility is historically low

Affordability, Data & Visuals, Home Prices, Homebuyers, Homeownership, Housing Market, HWmember, Renters /

Americans are moving less than at any point in the past 50 years, according to recent U.S. Census Bureau data analyzed by Point2Homes. In 2024, only 11% of Americans — or roughly 37 million residents — changed their address. That’s down from 14.3% a decade earlier and nearly half the rate of the 1960s, when

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Ohio moves to tie property tax increases to inflation

Affordability, Homeownership, Housing Market, HWmember, Legislation, Ohio, Politics, Property Tax /

The Ohio House of Representatives on Wednesday passed two bills aimed at limiting future property tax increases by tying them to inflation — marking the latest in a series of efforts to curb rising property taxes across the state. Republican House Speaker Matt Huffman said the legislation represents “something significant” for Ohio taxpayers. He estimates

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Down payments stay steady even as homebuyers face high prices

Affordability, Down Payment Assistance, Home Prices, Homebuyers, Housing Market, HWmember, Mortgage Rates, Realtor.com /

Down payments stayed largely unchanged in the third quarter of 2025 as homebuyers balanced high prices with slowing demand, according to Realtor.com’s newest Down Payment Report. The typical down payment was $30,400 — about $500 more than the previous quarter and roughly flat from a year earlier. Buyers continued to put down about 14.4% of

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The $79 trillion shift: How lost wages are fueling the housing crisis

Affordability, Employment, Homebuilders, Housing Inventory, Housing Market, HWmember, Mortgage, Politics, Real Estate, Single-Family Housing, Single-Family Rentals /

For years, policymakers and analysts have debated the reasons behind America’s worsening housing affordability crisis. Some point to zoning and land-use restrictions, others to construction bottlenecks or rising interest rates. But a growing body of research suggests a deeper, structural problem; wages simply haven’t kept up with the cost of living. That disconnect — according

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The 0 Shift in Affordability Every Homebuyer Should Know

The $280 Shift in Affordability Every Homebuyer Should Know

Affordability, Buying Tips, First-Time Buyers, For Sellers, Mortgage Rates, Move-Up /

If you paused your plans to move because of high rates or prices, it may finally be time to take a second look at your numbers. Affordability is improving in 39 of the top 50 markets, according to First American. And that’s the 5th straight month where buying a home has started to get a

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AI platform aims to tackle homebuilding bottlenecks

Affordability, Artificial Intelligence, Homebuilders, Housing Market, HWmember, NAHB, Regulatory Compliance, Technology /

Swiftbuild.ai, a technology firm developing artificial intelligence (AI) tools to streamline government permitting, is drawing interest as federal officials call for faster homebuilding nationwide. The company’s main platform, SwiftGov, is designed to help local governments reform zoning and permitting systems while keeping sensitive municipal data on U.S. servers. Swiftbuild.ai’s offering comes as President Donald Trump

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1 in 5 Gen Z adults say housing affordability is top life concern

Affordability, Gen Z, Homebuying, Homeownership, HWmember, Real Estate, Realtor.com /

Nearly one in five members of Gen Z say housing affordability is their top life concern, according to a new survey from Realtor.com. The survey of 1,000 adults ages 18 to 27 found that 82% of Gen Z respondents who either own a home or hope to own one believe buying a home is harder

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Miami has the world’s biggest housing bubble. Local experts reject that label

Affordability, Florida, Florida Realtors, Home Prices, Housing Bubble, HWmember, Luxury Real Estate, Miami, Mortgage Rates, Real Estate /

Miami has been ranked as the world’s most overvalued housing market, according to the 2025 UBS Global Real Estate Bubble Index. But Florida real estate leaders say the city’s fundamentals remain strong and the report misrepresents what’s really happening on the ground. The UBS index, which measures housing imbalances in 25 major cities, placed Miami

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