Affordability

Americans are moving less frequently — and staying closer to home

Fewer Americans are packing up and relocating, and when they do move, they are likely to stay within their current region, according to a new analysis published by Bank of America. The findings suggest that the era of a dramatic nationwide migration has faded, replaced by a quieter trend of households trading one nearby city […]

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Providence mulls 4% rent cap as national rent control debate boils

The rent stabilization bug has hit Providence, RI. Municipal officials there are jumping on the bandwagon with other cities and states whose local officials have adopted or are weighing the policy as a housing affordability strategy.​ Providence City Council President Rachel Miller, alongside council allies, introduced an ordinance this week that would cap most annual

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Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.

Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.

If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years. This moment marked a critical threshold. Now, rates are sitting in the

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Real estate leaders applaud Trump’s focus on housing, but question the impact

During his speech at the World Economic Forum in Davos on Wednesday President Donald Trump outlined three policy initiatives he was undertaking to help improve housing affordability for American consumers. In the speech, he did discuss his “ban” on large institutional investors purchasing single-family homes, his direction to the government-sponsored enterprises (GSEs) to acquire up

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Pennsylvania bill targets local curbs on shared housing

A group of Pennsylvania lawmakers wants to scrap local limits on shared living in a move that could reopen the door to boarding houses, single-room occupancy buildings, and other shared housing statewide.​ House Bill 2109 – with support from seven state legislators signing on sponsor a committee vote – would bar municipalities from using zoning

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Trump’s 401(k) proposal could help homebuyers, hurt retirement funds

President Donald Trump’s expected proposal to allow Americans to tap their 401(k) retirement accounts without penalties to fund down payments could ease one of the biggest barriers to homeownership, but it could come at the cost of weakening long-term retirement security. The idea was absent from Trump’s speech on Wednesday at the World Economic Forum

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Trade groups urge White House to lower FHA premiums, ease loan fees

Multiple mortgage lending trade groups are urging the White House to take administrative steps to lower the costs of home loans, arguing that federal regulations have driven up borrowing expenses as affordability worsens. In a letter sent Wednesday to White House National Economic Council Director Kevin Hassett, the Mortgage Bankers Association, America’s Credit Unions and

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Florida-based modular builder launches expandable housing model

West Palm Beach, Fla.-based Mesocore Modular Homes is introducing an expandable modular housing model aimed at improving affordability and disaster relief, an important issue in a state prone to devastating hurricanes.  Positioned as an affordable housing solution for both homebuyers and city leaders, planners, emergency management professionals, and resilience experts focused on addressing climate-driven risks,

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Florida lawmakers muscle up on a raft of new housing reforms

One of the nation’s most aggressive housing policy reform agendas of the post-pandemic era greets Florida lawmakers as they enter their 2026 legislative session bent on improving housing affordability.​ With a coordinated set of “fix” bills, Sunshine State lawmakers want to add more muscle to the state’s workforce housing program. Proposed legislation would legalize more

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Trump to outline housing affordability proposals at Davos

Housing industry participants will closely watch President Donald Trump in Davos, where he is expected to outline measures aimed at improving housing affordability. His speech is expected for Wednesday. Potential initiatives include ideas Trump has already floated on social media, such as encouraging Fannie Mae and Freddie Mac to expand their purchases of mortgage-backed securities

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